Financial Crime Risk Investigative Analyst

The Toronto-Dominion Bank (Canada); Toronto; On-site; CAD 53,000 - 74,000; Full time

Job summary

The Toronto-Dominion Bank in Toronto, Ontario is seeking an AML Financial Crime Risk Investigative Analyst to support AML analytics and operations. You will analyze transactional activity, identify risks, and determine if further investigation is needed, while maintaining regulatory knowledge and escalating high-risk items.

Role requires handling confidential information, meeting deadlines, and collaborating with internal teams.

Qualifications

• Undergraduate degree preferred.
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines.
• Ability to handle confidential information with discretion.
• Ability to communicate effectively both written and verbal.
• Strong attention to detail.

Responsibilities

• Analyze transactional activity to identify risks, trends and potential suspicious activity.
• Prioritize workload to meet service levels and productivity targets.
• Provide SME support on AML/ATF and sanctions-related matters.
• Run and review information against lists and guidelines for accuracy.
• Support process improvements and operational efficiencies.

Skills

Analytical thinking

Prioritization

Confidentiality

Written & verbal communication

MS Office proficiency

Education

Undergraduate degree preferred

Tools

MS Office

Job description

Job Overview

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Financial Crime Risk Management Pay Details: $52,700.00 - $74,400.00 CAD

Job Description

The AML Financial Crime Risk Investigative Analyst provides AML analytical and/or operations process support within a defined area. As a key resource and specialist, you will build and maintain knowledge of relevant regulations as well as existing and emerging regulations affecting money laundering, terrorist financing and/ or sanctions-based risk activity across the business. Conduct analysis of transactional activity to identify risks, trends, and potential suspicious activity; and determine whether further investigation is required. Prioritize and manage own workload to meet service level requirements for service and productivity. Protect the interests of the organization – identify and manage risks, and elevate non-standard, high‑risk transactions/activities as necessary. Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area. Act as a key resource/specialist owner or representative by providing technical subject matter expertise, analysis, or operational process support on AML/ATF and other sanctions-related matters. Contribute to the identification and implementation of new products, operating workflow, additional services/products/applications, or operational efficiencies. Run and review information against various lists and guidelines; ensure accuracy and flag deviations. Manage and process activities with multiple steps, systems, and jurisdictions; focus of work is weekly, monthly or longer with additional ad-hoc responsibilities as required. Find opportunities to improve service delivery and support operational improvement. Ensure necessary due diligence to support the accuracy of all transactions/activities. Require in-depth knowledge in a range of products and services, processes, procedures, and systems within own area of specialty and characterized by moderate to high risk. Generally, interact with internal colleagues and contacts and/ or external customers; may provide process/policy guidance to others. Participate fully as a member of the team, support a positive work environment. Act as a brand ambassador for your business area/function and TD, both internally and externally Adhere to internal policies/procedures and applicable regulatory guidelines. Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite.

Experience and Education

• Undergraduate degree preferred
• One (1) or more years of relevant experience
• Fundamental knowledge of AML operations, standards, procedures, laws, rules and regulations
• Skill in using computer applications including MS Office
• Ability to analyze, research, organize and prioritize work while meeting multiple deadlines
• Ability to handle confidential information with discretion
• Ability to communicate effectively both written and verbal
• Ability to pay high attention to details
• Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to onsite 4 days a week.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement

Language Requirement (Quebec only): Sans Objet

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities.