Financial Crime Risk Analyst II (4936, 4938)

TD; Markham; On-site; CAD 70,000 - 98,000; Full time

Job summary

TD in Markham, Ontario, is seeking a QA Analyst to perform independent QA reviews of TD Securities Monitoring and Investigations (TDSMI) AML/ATF activity. This role assesses adherence to procedures, standards, and regulatory expectations across TD's products, customers, and monitoring processes.

The analyst will evaluate investigation quality, ensure documentation is complete and well-supported, and may support other QA reviews across related teams.

Responsibilities

• Execute QA reviews of TD Securities AML monitoring and investigations files in accordance with established QA standards, procedures, scorecards, and target timelines.
• Assess the completeness, accuracy, and quality of TDS investigation documentation, including alert disposition, rationale, supporting evidence, red flag assessment, escalation decisions, and regulatory reporting considerations.
• Review whether TDS monitoring activities appropriately considered ML/TF and sanctions evasion risks, including correspondent banking wires, cash letters, vostro drafts, prime brokerage activity, low-priced securities, third-party payments, and other TDS-specific monitoring processes.

Job description

Work Location: Markham, Ontario, Canada

Hours: 37.5

Line of Business: Financial Crime Risk Management

Pay Details: $69,700 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

The Quality Assurance (QA) Analyst is primarily responsible for executing independent QA reviews over TD Securities Monitoring and Investigations (TDSMI) AML/ATF activity to assess adherence to applicable procedures, internal standards, regulatory expectations, and established quality criteria. The role evaluates investigation quality across TD Securities products, services, customers, transaction types, and monitoring processes, including activity involving cross-jurisdictional customers and regional considerations across Canada, Europe, and Asia Pacific (EAP). Reviews may include transaction monitoring alerts, manual monitoring activities, unusual transaction escalations, UTR and STR considerations, third-party payment reviews, regional escalation requirements, and evidence of risk-based decisioning. The QA Analyst assesses whether investigative conclusions are accurate, complete, sufficiently supported, and appropriately documented, including consideration of customer profile, transaction activity, source documentation, internal and external research, ML/TF indicators, sanctions evasion indicators, regional reporting considerations, and Reasonable Grounds to Suspect requirements. While the primary focus of the role is QA coverage over TDSMI, the QA Analyst may also support QA reviews over other FCI and KYC Investigation teams, processes, or portfolios as required based on business priorities, QA coverage needs, or emerging risk considerations. The role may also support Senior Analysts and Managers in operational QA activities, including sample selection, QA reporting, tracker updates, analysis of quality results, preparation of management information, and responses to requests for information from Audit, testing teams, regulators, or other oversight partners. The role also contributes to quality trend identification, issue escalation, reporting, and ongoing enhancement of QA methodology to support consistent investigation quality and a strong Financial Crime Risk Management control environment across applicable teams, processes, and jurisdictions.

Key Accountabilities

Customer / Business Partner

• Execute QA reviews of TD Securities AML monitoring and investigations files in accordance with established QA standards, procedures, scorecards, and target timelines.
• Assess the completeness, accuracy, and quality of TDS investigation documentation, including alert disposition, rationale, supporting evidence, red flag assessment, escalation decisions, and regulatory reporting considerations.
• Review whether TDS monitoring activities appropriately considered ML/TF and sanctions evasion risks, including correspondent banking wires, cash letters, vostro drafts, prime brokerage activity, low-priced securities, third-party payments, and other TDS-specific monitoring processes.