Financial Controller | Payments & Fintech (Toronto)

WowSuite, DFO Performance, OnPoint Health Media & Tech; Toronto; On-site; CAD 120,000 - 170,000; Full time

Job summary

CapeShore Group is seeking a hands-on Financial Controller to own the finance function within a growing payments business. You will work directly with leadership to build the financial engine that supports rapid growth and scale across multiple entities and payment processors.

You will lead high-volume reconciliations, month-end close, cash forecasting and profitability reporting, shaping controls and automation to drive efficiency in a fast-paced startup environment.

Qualifications

• 7+ years in accounting and finance.
• 3+ years in payments/fintech operations.
• Experience reconciling processor settlements.
• Strong Excel, accounting systems and cash-management skills.
• CPA, SQL or automation experience is a plus.

Responsibilities

• Reconcile high-volume payments across processors, MIDs, banks and merchants, including fees, reserves, refunds and chargebacks.
• Lead month-end close, financial reporting, cash forecasting and multi-entity accounting.
• Manage merchant settlements, payouts, liquidity and financial controls.
• Deliver clear profitability reporting by merchant, processor and entity.
• Build scalable, automated finance and reconciliation processes.

Skills

Accounting

Finance

Payments

Excel

SQL

Automation

Education

CPA certification

Job description

Financial Controller | Payments & Fintech

CapeShore Group | Full-Time

Join a well-funded startup and help build the financial engine of a growing payments business.

CapeShore is building a Merchant of Record platform for e-commerce and telehealth businesses. We’re looking for a hands‑on Financial Controller who wants more than a traditional accounting role: the opportunity to own finance, work directly with leadership and build the systems that support rapid growth.

What you’ll own

• Reconcile high-volume payments across processors, MIDs, banks and merchants, including fees, reserves, refunds and chargebacks.
• Lead month-end close, financial reporting, cash forecasting and multi-entity accounting.
• Manage merchant settlements, payouts, liquidity and financial controls.
• Deliver clear profitability reporting by merchant, processor and entity.
• Build scalable, automated finance and reconciliation processes.

What you bring

• 7+ years in accounting and finance, including ownership of financial close and controls.
• 3+ years of hands‑on experience in payments, merchant acquiring, Merchant of Record, PayFac or fintech operations.
• Proven experience reconciling processor settlements through bank deposits and merchant payouts.
• Strong Excel, accounting systems and cash-management skills.
• CPA, SQL or automation experience is a plus.

Why CapeShore?

We’re well funded, building from the ground up and moving quickly. You’ll have real ownership, direct access to decision-makers and the opportunity to shape the finance function as the business scales.