Financial Consultant, Regional Services - MD Financial Management (Quebec, QC)

Scotia Wealth Management; Quebec; On-site; CAD 70,000 - 100,000; Full time

Benefits offered by this job

Employee referral bonus

Job summary

Scotiabank is seeking a Financial Consultant, Regional Services to support MD Financial Management clients and their families in achieving personal financial goals. You will partner with MD’s Specialist Advisors to prepare comprehensive financial plans and investment strategies, identify growth opportunities, and build lasting relationships with clients within the Quebec region.

Reporting to the Regional Manager, you will travel within the circuit, ensure regulatory compliance, and apply

Qualifications

• Requires degree or diploma or 4 years of relevant experience.
• CIRO license (CIRO-RR) with CIRE and RSE completed.
• Life License (LLQP) and PQPAV where applicable; willing to complete RR Dealer Member Training and Conduct Training.
• Previous related experience is an asset.
• Pl.Fin designation or pursuing completion is an asset.

Responsibilities

• Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships and knowledge.
• Build and execute a monthly contact plan focused on engaging clients in financial planning and advice.
• Complete financial planning across risk management, estate planning, liability management, cashflow/budgeting, education funding, tax, retirement planning, investment management, and goal setting.
• Prepare and update comprehensive financial plans and investment strategies based on MD Management guidance and optimal portfolio ranges.
• Understand and comply with industry regulations and MD's program requirements.
• Travel within established travel circuit and input data from discovery conversations to identify next opportunities.
• Increase visibility of products and services through centers of influence and maintain knowledge of tax and market trends.
• Ensure adherence to Scotiabank’s risk culture and day-to-day controls; operate in a high-performance, inclusive environment.

Skills

Financial Planning

Sales Experience

Marketing Skills

Presentation skills

Communication skills

Bilingual (French/English)

Education

Relevant degree or diploma (post-secondary) or 4 years of relevant experience

CIRO-RR licensed with CIRE and RSE

LLQP Life License and PQPAV (Quebec)

Pl.Fin designation or pursuing

Job description

Requisition ID: 276838

Employee Referral Program – Potential Reward: $2,000.00

We are committed to investing in our employees and helping you continue your career at Scotiabank.

The Financial Consultant, Regional Services contributes to the overall success of the MD Financial Management ensuring specific individual goals, plans, initiatives are delivered in support of the team’s business strategies and objectives. Ensures all activities are conducted in compliance with governing regulations, internal policies and procedures.

Reporting to the Regional Manager as a Financial Consultant, you will assist MD’s physician clients and their families in achieving their personal financial goals. Working as a partner with MD’s Specialist Advisors, you will leverage your experience and strong client focus to prepare comprehensive financial plans and specific investment strategies for clients. You will identify and develop new opportunities to prospect and grow the client base, while ensuring retention of clients through strong relationship building and the development of comprehensive financial plans.

Is this role right for you? In this role you will:

• Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
• Build and execute on a monthly contact plan focused on engaging clients in financial planning and advice
• Complete financial planning in the areas of risk management, estate planning, liability management, cashflow/budgeting, education funding, tax, retirement planning, investment management, practice management and goal setting
• Prepare and update comprehensive financial plans and specific investment strategies based on MD Management developed and managed optimal portfolio ranges
• Understand and comply with all industry regulations and MD's program and process requirements
• Responsible for client meeting preparation, post meeting notes and identifying next opportunities, gathering and inputting financial data resulting from discovery conversations
• Increase visibility of products and services through contact with centers of influence
• Keep current on issues affecting the financial affairs of clients, including a general knowledge of income tax, investment trends and products, as well as any other issues impacting clients
• Travel within established travel circuit
• Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
• Actively pursues effective and efficient operations of his/her respective areas in accordance with Scotiabank’s Values, its Code of Conduct and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
• Champions a high-performance environment and contributes to an inclusive work environment

Education, Professional Experience, Certifications and Skills required:

• Relevant degree or diploma from an accredited post-secondary institution or four years of relevant experience.
• CIRO licensed as a Registered Representative (CIRO-RR) including completion of the Canadian Investment Regulatory Exam (CIRE), Retail Securities Exam (RSE)
• Completion of the Group Annuity Sector (PQPAV) (Quebec offices only); Life License (LLQP) (all other provinces), and the willingness to complete other regulatory requirements including RR Dealer Member Training and Conduct Training Course
• Previous related experience will be considered an asset.
• Pl.Fin designation or working towards completion considered an asset
• Good working knowledge of Financial Planning
• Good product knowledge
• A demonstrated track record of above average sales in a financial services or related environment
• Strong marketing skills
• Excellent presentation skills
• Strong communication and interpersonal skills
• Proficiency in Canada’s two official languages is an asset

Working Conditions:

• Work in a standard office-based environment; non-standard hours are a common occurrence.

In addition to French, the successful candidate must also have sufficient knowledge of English, as the work involves interacting and collaborating regularly with groups and individuals based in Toronto, as well as constantly interacting with other people, including clients, who speak English, locally and elsewhere.

#SWM

Location(s): Canada : Quebec : Quebec

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone.