FATCA & HRC Analyst

Manulife Financial; Waterloo; Hybrid; CAD 52,000 - 87,000; Full time

Job summary

Manulife Financial is seeking a FATCA & CRS Analyst to support regulatory requirements and annual reporting readiness. You will collaborate with Compliance, Operations, and Technology teams to ensure accurate client tax status classifications and timely remediation of reporting exceptions.

The role emphasizes control environment improvements, process automation, and documentation maintenance, with a hybrid working arrangement and emphasis on stakeholder engagement.

Qualifications

• Analytical thinker with strong problem-solving skills.
• Ability to improve processes, raise quality and client outcomes.
• Strong organizational skills and ability to manage high-volume workload.
• Capable of working independently with minimal supervision.
• Excellent stakeholder management and communication abilities.

Responsibilities

• Analyze and act on FATCA and CRS control reports on various cadences.
• Review change-in-circumstance and status change reports to identify remediation needs.
• Complete remediation for pre-existing account reviews and high-risk requirements.
• Coordinate client outreach for FATCA/CRS self-certifications and documentation.
• Support annual FATCA/CRS reporting readiness and regulatory filings.
• Provide guidance on FATCA/CRS operational requirements.
• Participate in cross-functional discussions on regulatory changes and audits.
• Identify opportunities to improve efficiency and strengthen controls.
• Contribute to automation and digital transformation initiatives.
• Maintain procedures, playbooks, and training materials.

Skills

Analytical thinking

Problem solving

Prioritization

Independent work

Stakeholder management

Communication

Education

College diploma or equivalent

Tools

Excel

Power BI

Automation tools

Job description

The FATCA & HRC Analyst is responsible for supporting the ongoing administration, monitoring, and operational execution of regulatory requirements related to the Foreign Account Tax Compliance Act (FATCA) and Common Reporting Standard (CRS). The role ensures accurate client tax status classification, timely remediation of reporting exceptions, adherence to regulatory controls, and readiness for annual reporting obligations. Working closely with Compliance, Operations, Technology teams, and business partners, the analyst will contribute to a strong control environment while identifying opportunities to streamline processes and improve operational efficiency.

Position Responsibilities:

• Analyze and action FATCA and CRS control reports on a weekly, monthly, quarterly, and annual basis.
• Perform reviews of change-in-circumstance, status change, and pending-status reports to identify remediation requirements.
• Complete remediation activities for pre-existing account reviews, threshold-based monitoring, and high-risk client requirements.
• Manage client outreach and follow-up activities related to FATCA and CRS self-certifications and supporting documentation.
• Support annual FATCA and CRS reporting readiness activities and regulatory filing requirements.
• Provide guidance and support regarding FATCA and CRS operational requirements.
• Participate in cross-functional discussions related to regulatory changes, testing, and audit activities.
• Identify opportunities to improve efficiency, reduce manual effort, and strengthen controls.
• Participate in automation, digital transformation, and process improvement initiatives.
• Assist in maintaining procedures, playbooks, job aids, and training materials.

Required Qualifications:

• Ability to quickly learn and adapt to new systems, technologies, and business processes.
• Demonstrated ability to identify process improvement opportunities and implement solutions that enhance efficiency, quality, and client outcomes.
• Strong organizational, analytical, and problem-solving skills, with the ability to prioritize competing demands and manage a high-volume workload.
• Consistently meets or exceeds productivity, quality, and service standards while maintaining attention to detail.
• Proven adaptability and resilience in a fast-paced, evolving environment.
• Ability to work independently, exercise sound judgment, and take initiative with minimal supervision.
• Strong relationship-building, communication, and stakeholder management skills that support collaboration across teams.

Preferred Qualifications:

• Experience with Excel, Power BI, and a strong aptitude for learning new technologies, automation tools, and digital solutions.
• Proven ability to identify, implement, and support process improvements that enhance efficiency, reduce risk, and improve client outcomes.
• Strong analytical, problem-solving, and decision-making skills with a continuous improvement mindset.
• Ability to work independently, manage competing priorities, and adapt quickly in a dynamic environment.
• Excellent communication, collaboration, and stakeholder management skills.
• Knowledge of FATCA, CRS, and High-Risk Clients is an asset.
• College diploma or equivalent combination of education and relevant work experience.
• Bilingualism (English and French) is an asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.

When you join our team:

• We'll empower you to learn and grow the career you want.
• We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we'll support you in shaping the future you want to see.

The role being advertised is an existing vacancy.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html.

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [e-mail].

Referenced Salary Location

CAN, Ontario, Waterloo, 500 King Street North

Working Arrangement

Hybrid

Salary range is expected to be between

$51,975.00 CAD - $86,625.00 CAD

Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. If you are applying for this role outside of the primary location, please contact [e-mail] for the salary range for your location.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [e-mail] for more information about U.S.-specific paid time off provisions.

We use data and analytics technologies, such as artificial intelligence (AI), and automated processing tools, to analyze and process the information you provide to us or third parties in the application process. For more information, please refer to our personal information collection statement.