Data Scientist II: Credit Risk & Product Analytics

TD Bank Group; Toronto; Hybrid; CAD 82,000 - 115,000; Full time

Job summary

TD Bank Group in Toronto, ON is seeking a Data Scientist II focused on Credit Risk and Product to optimize credit card adjudication strategies and pricing initiatives. You will partner with Card & Lending teams to translate data into actionable insights and measurable business value.

The role requires 2+ years in advanced analytics, strong SQL and Python/PySpark skills, and the ability to communicate a compelling business case to senior stakeholders.

Qualifications

• Graduate or undergraduate degree in a quantitative discipline.
• 2+ years of advanced analytics or data science experience in financial services.
• Experience with credit strategy, risk management and analytics.
• Proficient in SQL and Python/PySpark; strong communication and presentation skills.

Responsibilities

• Develop credit strategies including adjudication and account management for card products.
• Support credit strategy development with advanced analytics and data science.
• Identify and manage credit risks related to Cards & Personal Lending.
• Deliver insights and recommendations to guide business decisions.

Skills

SQL

Python/PySpark

Machine Learning

GenAI/LLMs

Education

Bachelor's degree in quantitative field

Job description

TD Bank Group in Toronto, ON is seeking a Data Scientist II focused on Credit Risk and Product to optimize credit card adjudication strategies and pricing initiatives. You will partner with Card & Lending teams to translate data into actionable insights and measurable business value.

The role requires 2+ years in advanced analytics, strong SQL and Python/PySpark skills, and the ability to communicate a compelling business case to senior stakeholders.