Credit Specialist

Ian Martin Group; Calgary; On-site; CAD 107,000 - 130,000; Full time

Job summary

The Ian Martin Group is seeking a Credit Specialist in Calgary, Alberta. This 1-year contract role focuses on managing daily counterparty credit exposures and business relationships within policy and risk appetite.

The ideal candidate has strong analytical skills, collaborative abilities, and a track record of independent credit decision-making. Responsibilities include monitoring exposures, conducting credit reviews, maintaining scoring models, and supporting negotiations with counterparties

Qualifications

• 10+ years of credit experience in energy markets
• Ability to independently conduct complex credit reviews and assign limits/ratings
• Experience monitoring exposures across multiple segments and ETRM systems
• Experience guiding contract and collateral negotiations with risk mitigation
• Proficiency with Power BI, Power Automate and Databricks for data analysis and automation

Responsibilities

• Monitor daily credit exposures within approved limits and tenors
• Conduct ongoing credit analysis using internal and market data
• Complete complex credit reviews and provide recommendations per authority
• Contribute to daily, monthly, and quarterly credit reporting and portfolio monitoring
• Maintain and improve quantitative scoring models for benchmarking
• Support contract and collateral negotiations and monitor exposures
• Serve as liaison to internal and external stakeholders on deal structures
• Utilize commodity trading market knowledge and ETRM systems for reporting and automation

Skills

Credit analysis

Relationship management

Stakeholder collaboration

Financial analysis

Education

Bachelor’s degree in Commerce/Finance or related

CFA designation (asset)

Tools

Power BI

Power Automate

Databricks

Job description

Credit Specialist

• Pay Rate: $77.63to $94.71/hour, depending on experience
• Contract Length: 1 year
• Location: Calgary, Alberta

Raise is an established hiring firm with over 65 years of experience. We believe strongly in making the world a better place through work, which is why we’re a certified B Corporation and donate 10% of our profits to charity.

The Credit Specialist in this role will be responsible for managing daily counterparty credit exposures and business relationships within the controls and credit risk appetite outlined in the Credit Policy, Standards, and Procedures. Success in this role requires strong financial and technical analytical skills, the ability to collaborate effectively, and the capability to build and manage relationships with both external counterparties and internal stakeholders, including other members of the credit team. The Sr. Credit Analyst assesses risk and makes timely decisions within established policies and procedures while demonstrating strong business acumen. The role requires the ability to independently complete complex credit reviews, make timely decisions on counterparty credit limits, ratings, and terms, and maintain ownership of credit scoring models. Additionally, the role provides input and direction into contract and collateral negotiations, applies appropriate mitigation strategies, and monitors and reports exposure across various ETRM systems and credit tools.

Responsibilities

• Monitor daily credit exposures within approved credit limits and tenors, ensuring compliance with the Credit Policy, Standards, and Procedures across all business segments.
• Conduct ongoing credit analysis by interpreting internal and external market intelligence to identify risks and recommend mitigation strategies.
• Complete complex credit reviews across a wide range of counterparties and provide recommendations for approval in accordance with the Delegation of Authority.
• Contribute to daily, monthly, and quarterly credit reporting and portfolio monitoring activities.
• Own and maintain quantitative scoring models which support portfolio benchmarking analysis.
• Support contract and collateral negotiations while actively monitoring counterparty and portfolio exposures.
• Act as a key liaison to the business, supporting new counterparty requests and advising on deal structures while building strong internal and external relationships.
• Leverage knowledge of commodity trading markets, ETRM systems, and technical tools (Power BI, Power Automate and Databricks) to support data analysis, reporting, and process automation

Qualifications

• 10+ years of relevant credit experience in the energy industry with understanding of both physical and financial markets.
• Proven ability to independently conduct complex credit reviews, assess counterparty risk, and assign credit limits, ratings, and terms in alignment with established Credit Policy and the Delegation of Authority.
• Daily monitoring and management of counterparty credit exposures and tenors across various business segments, ensuring strict compliance with internal standards and ETRM systems.
• Demonstrated capability to provide strategic input and direction into contract and collateral negotiations while applying effective risk mitigation strategies.
• Ownership and maintenance of quantitative credit scoring models for portfolio benchmarking, paired with technical proficiency in tools like Power BI, Power Automate, and Databricks for data analysis and automation.
• Strong communication and collaboration skills to act as a key liaison to internal stakeholders and external counterparties, advising on deal structures and new counterparty requests.
• Education and Certifications
• Bachelor’s degree in Commerce, Finance or a related discipline.
• CFA designation considered an asset

Looking for meaningful work? We can help!

We strive to build teams that reflect the diversity of the communities we work in. We encourage all qualified applicants to apply, including people from traditionally underrepresented groups such as women, visible minorities, Indigenous peoples, people identifying as LGBTQ2SI, veterans, and people with visible/nonvisible disabilities.

We have a dedicated webpage for accommodations where you can learn more about what we offer and request accommodation: https://raise.jobs/accommodations/