Credit Risk ACL & PCL Analyst — IFRS 9 Expert

The Toronto-Dominion Bank; Toronto; On-site; CAD 76,000 - 116,000; Full time

Job summary

A leading Canadian financial institution based in Toronto is seeking an experienced Senior Risk Analyst. This role involves forecasting, reporting, and analysis of allowances for credit losses, requiring a strong understanding of IFRS 9. The ideal candidate will have significant experience in credit risk and finance, along with exceptional analytical skills. You'll work in a dynamic environment focused on risk management, contributing to both internal and regulatory reporting.

Benefits

Health and well-being benefits

Savings and retirement programs

Career development opportunities

Paid time off

Qualifications

• 3-5 years of experience in credit risk, finance or accounting roles preferably within a financial institution.
• Proven ability to interpret data, identify issues and communicate results.
• Strong organizational skills with the ability to manage multiple priorities.

Responsibilities

• Perform quarterly ACL execution in accordance with IFRS 9.
• Ensure accuracy and integrity of ACL / PCL reporting.
• Prepare and analyze management and regulatory reports related to ACL / PCL.

Skills

ISO 27001

Microsoft Access

Risk Management

Financial Services

PCI

Risk Analysis

Analysis Skills

COBIT

NIST Standards

SOX

Information Security

Data Analysis Skills

Education

Bachelor degree in Finance, Accounting, Economics or a related field

CPA with knowledge of IFRS 9 framework preferred

Tools

Excel (pivots, lookups, index match)

BI tools

Job description

A leading Canadian financial institution based in Toronto is seeking an experienced Senior Risk Analyst. This role involves forecasting, reporting, and analysis of allowances for credit losses, requiring a strong understanding of IFRS 9. The ideal candidate will have significant experience in credit risk and finance, along with exceptional analytical skills. You'll work in a dynamic environment focused on risk management, contributing to both internal and regulatory reporting.