Credit Analyst

National Bank of Canada; Edmonton; Hybrid; CAD 60,000 - 80,000; Full time

Job summary

A prominent Canadian financial institution is seeking a Credit Analyst for its Equipment Financing team. The role involves analyzing credit applications, collaborating with Relationship Managers, and ensuring compliance with regulations. Ideal candidates will possess a degree in Finance or Commerce and relevant experience in financial services, risk management, or lending. This position offers flexible benefits to promote employee wellbeing and a commitment to continuous development through personalized training and mentorship opportunities.

Benefits

Health and wellness program

Group insurance

Generous pension plan

Employee and Family Assistance Program

Preferential banking services

Opportunities for community involvement

Telemedicine service

Virtual sleep clinic

Qualifications

• Minimum 1-3 years of experience in financial services, risk management, or commercial lending.
• Strong skills in financial statement analysis and credit evaluation.
• Knowledge of collateral requirements and credit documentation.

Responsibilities

• Analyze credit application and recommend appropriate financing structures.
• Collaborate with Relationship Managers and Risk Management teams.
• Approve credit requests within delegated limits and prepare recommendations.
• Ensure compliance with internal policies and regulatory requirements.
• Contribute to portfolio assessments to identify risks.

Skills

Financial statement analysis

Credit evaluation

Risk management

Loan structuring

Education

Diploma or bachelor's degree in Finance, Commerce, or related field

Job description

As a Credit Analyst in the Equipment Financing team at National Bank, you will act as a credit evaluation expert.

This job allows you to make a meaningful impact on our organization through your expertise in financial analysis, risk management, and loan structuring. You will play a key role in supporting Canadian businesses by offering tailored financing solutions that help them grow and thrive.

This is an important role in delivering effective risk‑based loan pricing and profitability management. These credit gurus act as subject‑matter experts, providing guidance and support to credit associates and support teams, enhancing the development of our credit capabilities.

Your role

• Analyze credit application and recommend appropriate financing structures
• Collaborate with Relationship Managers and Risk Management teams to support sound credit decisions
• Approve credit requests within delegated limits and prepare recommendations for complex cases
• Ensure compliance with internal policies and regulatory requirements
• Contribute to portfolio assessments to identify risks and propose mitigation strategies

Your Team

Within the Equipment Finance sector, you will be part of a large team of colleagues and report to the Credit Manager. Our team stands out for its deep expertise, collaborative spirit, and commitment to client success. We aim to offer you maximum flexibility to support your quality of life, including a hybrid work environment and adaptable schedules.

National Bank values continuous development and internal mobility. Our personalized training programs, based on hands‑on learning, help you master your role and explore new areas of expertise. You will have access to tools like the Data Academy, language training, Harvard Learning Center, and coaching and mentoring support at all times.

Prerequisites

• A diploma or bachelor's degree in Finance, Commerce, or a related field is required
• Minimum 1‑3 years of experience in financial services, risk management, or commercial lending
• Strong skills in financial statement analysis and credit evaluation
• Knowledge of collateral requirements and credit documentation

Your benefits

In addition to competitive compensation, you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

• Health and wellness program, including many options
• Group insurance
• Generous pension plan
• Employee and Family Assistance Program
• Preferential banking services
• Opportunities to get involved in community initiatives
• Telemedicine service
• Virtual sleep clinic

Equity and Accessibility

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?

Additional required languages: English

Join us!