Counsel II

TD; Toronto; On-site; CAD 130,000 - 165,000; Full time

Job summary

TD, in Toronto, seeks a qualified lawyer to provide practical, business-focused legal advice on insurance products, regulatory matters, and distribution channels. You will work cross-functionally with partners across the insurance, banking and enterprise teams to support strategy and compliance.

The role requires a law degree and bar admission in Canada, with experience in regulatory or insurance law considered an asset.

Qualifications

• Law degree and Canadian bar in good standing.
• Experience in insurance, financial services or regulatory law is a plus.
• Strong legal research, drafting and communication skills.

Responsibilities

• Advise on federal and provincial insurance laws and regulatory requirements.
• Support product enhancements and changes to business processes.
• Review policies, disclosures, and marketing materials for compliance.
• Identify legal risks and propose practical solutions with escalation when needed.
• Support regulatory inquiries and examinations related to the business.

Skills

Law

Regulatory risk

Contract drafting

Client advisory

Cross-functional collab

Education

Law degree

Bar admission (provincial)

Job description

Work Location:

Toronto, Ontario, Canada

Hours

37.5

Line Of Business

Legal

Pay Details

$130,000 - $165,000 CAD

The pay details posted reflect a temporary market premium specific to this role that is reassessed annually.

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

Department Overview:

In this role, you will join a dynamic and collegial team of lawyers in the TD Legal Department. You will provide legal advice to and support the Insurance business with a focus on individual and group life, health, travel and creditor insurance. Your responsibilities will encompass a range of regulatory, product-related and commercial legal matters and will allow you to develop your legal skills while working cross-functionally with partners across insurance, the bank and other areas of the enterprise.

Job Overview

You will provide practical, business-focused legal advice that is integrated with your clients’ strategies and objectives. This involves advice relating to legal and regulatory matters affecting the development, omni-channel distribution, marketing, sale and administration of insurance products. You will be expected to develop a strong understanding of your clients' products and operations, build and maintain collaborative working relationships and become a trusted advisor to your clients.

Key Responsibilities

• Advise on federal and provincial laws and regulatory requirements applicable to insurance products and their distribution
• Support product enhancements, strategic initiatives and changes to business processes, distribution models and customer journeys
• Review insurance policies, certificates, applications, disclosures, customer communications, agreements, marketing materials, phone channel scripts, training materials and related documentation
• Identify legal risks, advise business partners on potential implications, and help develop practical solutions that consider broader enterprise implications, escalating novel, non-standard or higher-risk matters as appropriate
• Support regulatory inquiries and examinations and other matters involving regulatory or customer impacts
• Identify and recommend opportunities to enhance productivity, effectiveness and operational efficiency
• Keep others informed and stay abreast of emerging legal, regulatory and industry trends, practices and developments
• Conduct research and support the development and delivery of legal guidance, presentations, training and communications to management or broader audience
• Participate fully as a member of the team, promote team effectiveness and contribute to a positive work environment

Job Requirements

• Law degree and member in good standing of a provincial bar in Canada
• Experience with a major law firm or within an in-house corporate legal environment is preferred – recent calls to the bar will be considered
• Experience in insurance, financial services or regulatory law will be considered an asset
• Strong legal research, analytical, drafting and communication skills
• Sound judgment and a strong sense of ownership and accountability, with the ability to identify legal risk and recognize when a matter requires escalation
• Strong interpersonal skills and an ability to build and maintain positive relationships with business partners and work collaboratively with a range of stakeholders
• Business-focused and solution-oriented, with an ability to translate complex legal requirements into clear and practical advice
• Ability to work in a fast-paced, detail-oriented environment and manage multiple deadlines and priorities

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec Only)

Sans Objet