Commercial Mortgage Underwriter

Recruiting in Motion; Toronto; On-site; CAD 90,000 - 130,000; Full time

Job summary

Our client, a private investment firm based in Toronto, seeks an experienced Mortgage Gatekeeper to filter deal submissions and protect executive timelines. You will work with senior leadership during a period of high deal volume.

Duties include reviewing credit applications, property valuations, and financial statements; triaging files and packaging risk submissions for the CFO. Ontario mortgage broker/agent registration and strong underwriting are required.

Qualifications

• Active Ontario mortgage broker/agent registration required.
• Experience underwriting residential or commercial mortgages in Canada.
• Ability to manage high-volume deal pipelines under tight deadlines.
• Excellent analytical skills with risk identification ability.
• Capability to present concise recommendations to C-suite executives.

Responsibilities

• Gatekeep deal flow to protect executive timelines.
• Review credit applications, property valuations, and financial statements.
• Triaging files to assess deal viability before senior sign-off.
• Package risk submissions for the CFO.
• Push approved files to funding by resolving missing documentation quickly.

Skills

Underwriting

High-volume

Analytical skills

Executive communication

Ontario registration

Job description

About the Company Our client is a well-capitalized private investment firm based in Toronto, managing significant assets across real estate and financial services. We partner with leading operating companies to drive growth, culture, and long-term value. This role offers an accelerating environment where you will work closely with senior executive leadership during a period of high deal volume.

Responsibilities

• Gatekeep Deal Flow: Act as the primary filter for all incoming mortgage deal submissions to protect executive timelines.
• Conduct Preliminary Reviews: Evaluate incoming credit applications, property valuations, and financial statements rapidly.
• Execute File Triaging: Perform initial "blocking and tackling" to assess deal viability before senior sign-off.
• Package Risk Submissions: Synthesize complex file data into concise summaries for the Chief Financial Officer.
• Clear Conditions Fast: Follow up on missing documentation to push approved files to immediate funding.

Qualifications

• Industry Registration: Active registration as a Mortgage Broker or Agent in Ontario is highly preferred.
• Underwriting Experience: Proven track record underwriting residential or commercial mortgages in Canada.
• High-Volume Capability: Ability to manage heavy file pipelines under tight, high-pressure deadlines.
• Sharp Analytical Skills: Exceptional eye for spotting credit risks and documentation gaps instantly.
• Executive Communication: Confidence to present clear, concise recommendations directly to C-suite executives.

AI may be used to support certain administrative aspects of our recruitment process. However, all applications and resumes are reviewed by qualified human reviewers, and all screening and hiring decisions are made solely by the hiring team.

The posted salary range reflects expected compensation for this role in accordance with Ontario pay transparency requirements. Actual compensation will be determined based on the successful candidate’s experience, skills, and qualifications and may fall anywhere within the range.