Commercial Lines Underwriter P&C – Middle Market

Aviva plc; Markham; Hybrid; CAD 60,000 - 90,000; Full time

Benefits offered by this job

Hybrid work model

Annual bonus

Job summary

Aviva Canada is seeking an intermediate/senior Commercial Lines Underwriter to grow and manage a profitable mid-market to large P&C portfolio. You will underwrite, price, and structure coverage while building strong broker relationships and leveraging market insights.

The role emphasizes risk assessment, portfolio optimization, and collaboration with Auto underwriting, Claims, and Risk Control. A post-secondary degree and CIP or similar designations are assets, with a hybrid work model offered.

Qualifications

• 5+ years of Commercial Property & Casualty underwriting experience, mid-market to large accounts.
• Strong underwriting principles, risk assessment, and pricing strategies.
• Excellent broker service and relationship management.

Responsibilities

• Underwrite and manage a portfolio of mid-market to large P&C accounts.
• Negotiate terms, pricing, and coverage with brokers.
• Develop and maintain broker partnerships and grow the portfolio.
• Monitor portfolio performance and implement actions to meet profitability targets.
• Collaborate with internal teams to deliver underwriting solutions.

Skills

Commercial underwriting

Mid-market portfolio

Broker relationships

Negotiation

Risk assessment

Education

Bachelor's degree or diploma in Business/Finance/Insurance

CIP designation (asset)

Job description

Commercial Lines Underwriter P&C – Middle Market### Commercial Lines Underwriter P&C – Middle MarketApply: Canada - Markham ON 10 Aviva Way: Posted Today: R-174982# Experience Aviva Individually we are people, but together we are Aviva. Individually these are just words, but together they are our Values – Care, Commitment, Community, and Confidence. At **Aviva Canada**, we put people first, our employees, our customers, and our communities. We’re proud of a culture built on care, inclusion, and collaboration, where your voice matters and your growth is supported. We’re not just about insurance; we’re about making a real difference by protecting what matters most. # The Opportunity We are seeking an experienced and results-driven **Intermediate/Senior Commercial Lines Underwriter** to join our Commercial Insurance team. In this role, you will be responsible for underwriting, growing, and managing a profitable portfolio of **mid-market to large commercial Property & Casualty accounts**, typically with premiums exceeding **$25,000**. The successful candidate will bring strong technical underwriting expertise, sound business judgment, and a passion for delivering exceptional broker service. You will play a key role in building and maintaining trusted broker relationships while identifying profitable growth opportunities and ensuring long-term portfolio performance. # What you’ll do **Underwriting & Portfolio Management*** Evaluate, select, price, and negotiate new business, renewals, and policy changes within delegated underwriting authority.* Manage a portfolio of mid-market and large commercial Property & Casualty accounts, ensuring profitability and sustainable growth.* Assess risk exposures through financial analysis, loss history reviews, industry trends, and other relevant underwriting information.* Structure and negotiate appropriate coverage, terms, and pricing while balancing risk selection and business objectives.* Monitor portfolio performance and implement corrective actions where required to achieve underwriting profitability targets.**Broker Relationship Management*** Develop and maintain strong partnerships with assigned broker partners through consistent communication, responsiveness, and service excellence.* Serve as a trusted advisor by providing underwriting expertise and market insights to brokers.* Collaborate with brokers to identify and capitalize on new business opportunities while strengthening retention and portfolio growth.**Market Intelligence & Risk Assessment*** Maintain a strong understanding of market conditions, competitive trends, emerging risks, and pricing dynamics within your region.* Utilize risk management, loss control, and exposure analysis tools to support sound underwriting decisions.* Stay informed of industry developments and regulatory changes that may impact underwriting practices and portfolio results.**Collaboration & Leadership*** Work collaboratively with Auto underwriting, Claims, Risk Control, and other internal teams to deliver comprehensive underwriting solutions.* Contribute to business initiatives, process improvements, and underwriting best practices.* For Senior-level candidates, provide mentorship and technical guidance to junior underwriting team members. # What you’ll bring * Minimum 5 years of Commercial Property & Casualty underwriting experience, preferably with mid-market and large commercial accounts.* Proven success in managing and growing a profitable commercial insurance portfolio, including both new business and renewals.* Strong understanding of commercial underwriting principles, risk assessment methodologies, coverage analysis, and pricing strategies.* Demonstrated ability to exercise sound judgment and make quality underwriting decisions within delegated authority levels.* Excellent sales, marketing, negotiation, and relationship-management skills.* Proven ability to collaborate effectively across underwriting teams and business units.* Exceptional communication and customer service skills with a broker-focused mindset.* Highly organized, self-motivated, and capable of managing multiple priorities in a fast-paced environment.* Ability to work independently while contributing positively to team objectives. **Education & Professional Designations*** Completion of a post-secondary degree or diploma in Business, Finance, Insurance, or a related field is considered an asset.* CIP designation completed or actively pursuing designation; advanced industry designations such as FCIP or CRM are considered assets. **What Success Looks Like*** Consistently delivers profitable underwriting results.* Builds and strengthens broker relationships through exceptional service and responsiveness.* Demonstrates strong risk selection and portfolio management capabilities.* Contributes to team success through collaboration, knowledge sharing, and continuous improvement.* Identifies opportunities to expand business while maintaining underwriting discipline. # What you’ll get * The salary band for this position ranges from $60,000 to $90,000 Please note that individual salary is determined by factors such as job-related knowledge, skills, experience, as well as internal equity.* Compelling rewards package including base compensation, eligibility for annual bonus, retirement savings, share plan, health benefits, personal wellness, and volunteer opportunities.* Hybrid flexible work model .* Outstanding career development opportunities.* We’ll support your professional development education.* Competitive vacation package with the option to purchase 5 extra days off per year.* Employee-driven programs focused on gender, LGBTQ+, origins, diversity, and inclusion.* Corporate wellness programs to support our employees’ physical and mental health. Please note that we may use AI tools to help us through the recruitment process. This is a new position which has been posted externally & internally . Aviva Canada has an accommodation process in place to provide accommodations for employees with disabilities. If upon commencement of employment you require a specific accommodation because of a disability, please contact your Talent Acquisition Partner so that an appropriate accommodation can be arranged. This process applies throughout your career with Aviva Canada.