Claims Representative I, Property

Co-operators Career; Canada; Hybrid; CAD 50,000 - 84,000; Full time

Benefits offered by this job

Training and development opportunities

Flexible work options

Well-being program

Job summary

CGIC in Canada is hiring a Claims Representative I, Property, for a regular full-time role with a hybrid work model (2 days in office). You will investigate, negotiate, and settle service claims while maintaining a client-centric service culture and applying knowledge of coverages and regulations.

The role requires 1 year of insurance experience (or 2 years in related fields), a college/university degree in insurance/risk management, and CIP designation with a provincial adjuster license.

Qualifications

• One year of experience in insurance or two years in a related field.
• College or university degree in insurance, risk management, or related field.
• Certified Insurance Professional (CIP) designation and a claims adjuster license from your province.
• Thorough understanding of customer service principles.
• Basic understanding of insurance and claims, insurance forms, vehicle maintenance procedures, and provincial regulations.

Responsibilities

• Interpret and apply coverages, participate in major event response, and negotiate/settle service claims with a focus on behaviour-based outcomes.
• Communicate with clients, deliver clear messages, resolve concerns, and liaise with stakeholders to ensure timely settlements.
• Investigate and identify salvage and subrogation opportunities using applicable guidelines.
• Share claims handling knowledge with business partners and provide feedback to leadership on process improvements.
• Provide exceptional client service in line with claims standards to help the organization lead in client engagement.

Skills

English proficiency

Customer service

Claims knowledge

Education

College/university degree in insurance/risk management/related field

CIP designation

Claims adjuster license (provincial)

Job description

Company: CGIC
Department: Prop Claims - Service
Employment Type: Regular Full-Time
Work Model: Hybrid (2 days in office)
Language: English is required, French is an asset.

The Opportunity:

We are a leading Canadian financial services co-operative committed to being a catalyst for a sustainable and resilient society and our team is essential to deliver on this strategy. That’s why we prioritize our people, to ensure we provide a strong culture and development opportunities which enables our team to thrive and to live our purpose. The best part is that you will work with people that care passionately about you, our clients and our communities.

As the Claims Representative I, Property, you will investigate, negotiate and settle service claims for the organization. You will contribute to the organization’s client service culture through professional interactions with clients and implementing innovative and client centric solutions.

How you will create impact:

• Interpreting and applying coverages, participating in major event response and negotiating and settling service claims with a focus on behaviour based outcomes.
• Communicating with clients, delivering clear messages and resolving concerns and liaising with stakeholders to ensure the efficient, timely, and quality settlement of claims.
• Investigating and identifying opportunities for salvage and subrogation recoveries through the use of appropriate guidelines.
• Sharing claims handling knowledge with business partners to support the organization and providing feedback to the leadership team on process efficiencies to enhance client experience.
• Providing exceptional client service in accordance with our claims service and quality standards, with the view of enabling the organization to be the industry leader in client engagement.

To join our team:

• You have one year of experience in insurance or two years of professional experience in a related field.
• You hold a college or university degree in insurance, risk management, or a related field.
• You hold or are in the process of obtaining the Certified Insurance Professional (CIP) designation and a claims adjuster license from your province.
• You have a thorough understanding of customer service principles.
• You have a basic understanding of insurance and claims, insurance forms, vehicle maintenance procedures, and provincial laws and regulations.
• This position primarily works with majority non-francophone groups, and teams located outside of Québec, and requires proficiency in English. The essential non-French duties are not assignable to adjacent or other team members.
• This position primarily works with majority non-francophone groups, and teams located outside of Québec, and requires proficiency in English. The essential non-French duties are not assignable to adjacent or other team members.

How you will succeed:

• You influence change and are committed to continuous improvement, in order to exceed client expectations.
• You leverage critical thinking skills to identify problems and proactively propose solutions.
• Your strong communication skills allow you to clearly convey messages.
• You’re an effective team player who shares knowledge to support our peers.

What you need to know:

• You will be subject to a Background check as a condition of employment, in the event you are the successful candidate.

What’s in it for you?

• Training and development opportunities to grow your career.
• Flexible work options and paid time off to support your personal and family needs.
• A holistic approach to your well-being, with physical and mental health programs and a supportive workplace culture.
• Paid volunteer days to give back to your community.
• In addition to our competitive salary and incentive programs, eligible employees also benefit from a comprehensive total rewards package including group retirement savings plans, pension and benefits (e.g., health and wellness, dental, disability and life coverage), mental health support and an employee assistance program.

Salary information

Expected salary range $50,280 to $83,800

The salary amount for the successful candidate is determined by Co-operators in its discretion and will vary depending on several criteria including but not limited to: local market conditions, geography and relevant job-related factors such as knowledge, skills, qualification, experience and education.

Employees may also have the opportunity to participate in incentive programs and earn additional compensation tied to individual and/or business performance, or other business metrics.