Canadian Commercial Banking Associate

The Toronto-Dominion Bank (Canada); Brossard; On-site; CAD 70,000 - 98,000; Full time

Job summary

The Toronto-Dominion Bank in Canada is recruiting for the Commercial Banking Associate Program in Brossard, QC. The program provides targeted training in relationship management, financial analysis, risk management and industry analysis, with hands-on client work.

As an Associate, you will support mid-sized businesses, deliver solutions across credit, deposits and cash management, and advance toward an Account Manager or Analyst role through structured training and mentoring.

Qualifications

• Bachelor-level business degree (honors, BBA/B.Comm or MBA)
• Other undergrad degree plus CFA designation or commercial banking experience
• Demonstrated experience in sales or relationship management
• Strong analytical and organizational skills

Responsibilities

• Provide credit, deposit and cash management solutions to clients.
• Build relationships with mid-sized businesses to understand their financial needs.
• Learn and apply risk management and industry analysis in client solutions.

Skills

Sales or relationship management

Analytical skills

Independent & team work

Education

Honors bachelor’s degree in business administration / B. Comm. or MBA

Other undergrad degree with CFA designation

Job description

Work Location: Brossard, Quebec, Canada Hours: 37.5 Line of Business: Personal & Commercial Banking Pay Details: 69 700 $/$69,700 - 98 400 $/$98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

The Commercial Banking Associate Program provides targeted training in the areas of relationship management, financial analysis, risk management and industry analysis. As an Associate, Commercial Banking, you will have the opportunity to work closely with diverse mid-sized businesses striving to achieve their personal and financial goals. Your business skills will be put to the test as you will be required to provide solutions based on credit, deposit and cash management needs that differ from client to client.

Job description

The Associate Program provides robust and comprehensive training before the associate is assigned to an Account Manager or Analyst position within the district. Training includes in-branch learning under the supervision of a mentor, online training, and classroom sessions. Once you have successfully completed the program, your manager will work with you to identify a challenging and rewarding position in one of the Commercial Banking Centers in your district.

What will training look like?

• Eight to ten months of hands-on training in a Commercial Banking Center
• Three classroom training sessions taking place at different times throughout the program
• Self-service learning plan (online training, webinars, tools and resources)
• Online training commercial loan line (Moody's program)

What will you learn?

• Credit approval for different sectors of activity and different credit facilities
• How to offer all the expertise of the Bank to the client and adopt an approach aimed at meeting all their needs (e.g., cash management, loans, and foreign exchange)
• Arrangement of competitive packages without harming credit quality

Minimum requirements

• Business degree (honors bachelor's degree in business administration, B. Comm. or MBA)
• Other undergraduate degrees combined with CFA designation, or commercial banking experience
• Demonstrated experience in sales or relationship management
• Strong analytical & organizational skills (skill assessed during the interview process) Ability to work both independently and as part of a team.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact. We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only)

Maîtrise d’une langue autre que le français pour offrir du soutien ou traiter avec les clients qui ont besoin de services et de soutien dans une langue autre que le français.

Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific