Business Credit Analyst

Coastal Community; Victoria; On-site; AUD 74,000 - 92,000; Full time

Benefits offered by this job

MSP, dental, and extended healthcare

RRSP employer contribution 11.75%

Education and career development

Job summary

Coastal Community in Victoria, BC invites a Business Credit Analyst to join the Commercial Services team. You will monitor a portfolio of commercial loans, analyze financial data, and prepare credit reports to support renewal decisions and new applications.

Responsibilities include annual reviews, credit applications, and status reporting, while building relationships with business clients and internal partners. A degree and 1–3 years lending experience are preferred.

Qualifications

• University Degree with a preference to business, management, accounting, or finance.
• 1-3 years’ experience as a business analyst or small business lending experience.
• Previous commercial lending, accounting experiences, and sales would be an asset.

Responsibilities

• Monitor commercial loans in an assigned portfolio and ensure adherence to policies.
• Analyze financial data and write detailed credit reports for renewals and new applications.
• Prepare annual reviews, credit applications, and status reports in a timely manner.
• Maintain relationships with key contacts and identify new sales opportunities during renewal and application processes.

Skills

Business lending

Financial analysis

Credit analysis

Relationship building

Education

University degree in business/finance

Tools

MS Office

Microsoft network programs

Job description

Victoria Business Centre
Victoria, BC V8W 1H2, CAN

Locations

Showing 1 location Victoria Business Centre
Victoria, BC V8W 1H2, CAN
+1 more locations

• On-site
• Commercial
• Full-Time
• Requisition #: BUSIN004886

Description

**Posting Deadline: Please submit your application by 11:59 PM PST, November 19, 2026*

Position Type: Temporary

Together, Let’s Do Great Things!

We’re the largest financial institution based on Vancouver Island and the Gulf Islands, and we’ve got an opportunity for you. We are looking fora Business Credit Analyst to join our Commercial Services team, so if you’re passionate about commercial lending and have experience with financial analysis, we’d like to hear from you.

What’s the role?

As a Business CreditAnalyst, you provide analytical and credit analyst support to the Commercial Services team. You will monitor commercial loans in an assigned portfolio and ensure adherence to established policies, procedures, checks and balances. You are responsible for analyzing financial and other data and writing detailed credit reports recommending renewal of existing commercial credit facilities as well as recommendations of new commercial loan applications. Your primary areas of responsibility include; preparing and conducting annual reviews, credit applications and status reports in an accurate and timely manner on business accounts to the assigned team.

Your duties also include:

• Maintaining relationships with a network of key contacts and centres of influence;
• Identifying new sales opportunities from existing and new commercial members during the commercial credit renewal and application processes and recommends referrals in the area(s) of interest; retail, commercial, wealth management and insurance;
• All aspects of credit and financial analysis;
• Recommending accounts for collection and assists in credit collection activities;
• Follows-up on delinquencies and overdrafts;
• Prepares and completes any supporting documentation.

What are we looking for?

• University Degree with a preference to business, management, accounting, or finance, or an equivalent combination of education, training, and experience;
• 1-3 years’ experience as a business analyst or small business lending experience and/or an equivalent combination of education and experience;
• Previous commercial lending, accounting experiences, and sales would be an asset.

Ideally, you are a flexible, collaborative team player with:

• Knowledge of business lending policies and procedures, collection processes inclusive of legal requirements.
• Knowledge of statutory guidelines and regulations governing business lending.
• Knowledge of all Coastal Community products and services.
• Knowledge of the banking system and the Microsoft network of programs.

What we offer you:

• A comprehensive benefits package including MSP, dental, and extended healthcare
• Ongoing support for education and career development

Who are we?

Since first forming in 1946, Coastal Community has grown to become the largest financial services provider based on Vancouver Island. We’re proud of the legacy we’ve built and the things that make us who we are:

• We’re 100% member-owned, with all decisions made locally—right here on Vancouver Island.
• We’re a growing organization with over $4 billion in assets under management. Coastal Community helps improve the financial health of over 100,000 members and clients through our 24 branches, 16 insurance offices, 4 business centres, plus our wide range of online and digital services.
• We believe in making meaningful contributions to the communities we call home. Each year, we give over half a million to community organizations and programs.

At Coastal Community we are dedicated to serving our local community by prioritizing diversity, equality, inclusion, and supporting a sense of belonging for all. We value every individual’s unique experience and perspective. As a result, we empower individuals to achieve their financial goals, enrich lives, and build healthier communities.

Embarking on a journey with Coastal Community means joining an exceptional team, engaging in meaningful work, and enjoying fulfilling experiences along the way. We take pride in offering a comprehensive total rewards package and a workplace culture that’s second to none. This includes a commitment to work/life balance, a substantial extended benefits package, an impressive 11.75% employer-paid RRSP contribution, investments in your education and training, banking perks, and so much more! Join us and be part of a community that values your growth and success!

Career Band Range (Annual Salary) - $72,535.00 to $90,173.00

The posted salary range is designed to reflect a broad career band, encompassing a variety of roles within our organization and serves as a general guideline. Your final compensation will be tailored to your unique skills, experience, and the responsibilities of the role.

If this role resonates with your passion and skills, we would love to hear from you!