Banking Technology - Payments Technology - Senior Manager

Ernst & Young Advisory Services Sdn Bhd; Toronto; On-site; CAD 148,000 - 200,000; Full time

Benefits offered by this job

Discretionary bonus

Medical coverage

Pension plan

Vacation policy

Job summary

Ernst & Young Advisory Services Sdn Bhd in Toronto seeks a Senior Manager to lead payments technology transformations for banking and non-banking clients. You will shape modern payments strategies and architectures, driving real-time payments, digital wallets, and AI-enabled reforms.

You will collaborate with senior executives to define roadmaps, manage multi-year programs, and deliver end-to-end transformation while mentoring teams and expanding EY’s payments capabilities.

Qualifications

• 8+ years of experience delivering technology programs in financial services.
• Strong consulting experience, ideally in banking or payments transformation.
• Bachelor’s degree in technology, engineering, or related field.

Responsibilities

• Lead large-scale, multi-year payments transformation programs end-to-end (real-time payments, ISO20022 migration, hub modernization).
• Oversee governance, risk management and delivery across strategy, design, build, test and implementation.
• Define delivery frameworks and execution roadmaps; ensure quality across engagements.
• Design target-state payments architecture including hubs, orchestration, APIs, cloud components.
• Advise on vendors, RFx reviews, and delivery risks; support client business cases and roadmaps.
• Mentor cross-functional teams and foster an inclusive, high-performing culture.

Skills

Payments technology

Program delivery

Leadership

Stakeholder management

Cloud platforms

APIs

Education

Bachelor’s degree in technology, engineering, or related field

Advanced degree preferred

Job description

Banking Technology - Payments Technology - Senior Manager

Location: Toronto

Other locations: Primary Location Only

Date: Jul 23, 2026

Requisition ID: 1718383

At EY, we’re all in to shape your future with confidence.

We’ll help you succeed in a globally connected powerhouse of diverse teams and take your career wherever you want it to go.

Join EY and help to build a better working world.

The Opportunity

At EY, we’re all in to shape your future with confidence. As a Senior Manager in our Banking Technology Consulting team, you will lead the technology transformation of payments platforms for leading companies across the banking and non-banking sectors.

You will work closely with senior executives and technology leaders to define and implement modern payments strategies, architecture, and platform transformations, supporting initiatives such as real-time payments, agentic AI in payments, digital wallets, and digital assets.

This role combines deep payments domain expertise, hands-on program delivery experience, sales and strong technical knowledge of leading payments platforms.

This job posting relates to an existing vacancy within our organization.

Your Key Responsibilities

Program Delivery & Leadership

• Lead large-scale, multi-year payments transformation programs (e.g., real-time payments, ISO20022 migration, payment hub modernization, agentic AI)
• Oversee end-to-end program delivery across strategy, design, build, test, and implementation, including data conversion and operational readiness
• Manage multiple concurrent engagements, ensuring quality delivery, governance, and risk management
• Define and implement delivery frameworks, program governance, and execution roadmaps

Payments Architecture & Technology

• Design and review payments architecture including payment hubs, orchestration layers, and integration with ancillary systems such as core banking systems, fraud platforms
• Lead the definition of target-state architecture across channels, processing, clearing & settlement
• Advise on payments platforms and vendors (e.g., payment hubs, digital wallets, real-time rails) reviews. Design and support client RFx, provide guidance on vendor fit and delivery risks.
• Oversee the design and delivery of cloud and API-based payments architectures, including microservices and event-driven design

Client Advisory & Strategy

• Act as a trusted advisor to senior stakeholders (VP, Director, CIO+) on payments strategy and program transformations
• Support clients in building business cases, technology roadmaps, and target IT models
• Advise on industry changes impacting payments (e.g., real-time rails, open banking, ISO standards)
• Expertly tap into the larger EY network to collaborate on delivery and advisory services for the client

Business Development

• Identify and lead new business opportunities (ID and sell) in payments technology
• Develop proposals, go-to-market assets, and innovative solutions
• Contribute to practice growth and thought leadership in payments
• Build and maintain strong networks in the financial services sector
• Lead and mentor cross-functional delivery teams (architects, developers, SMEs)
• Foster a high-performing, inclusive team culture
• Support talent development and capability building in payments technology
• Continually develop technical skills via certifications (e.g. AI, Agile)

Skills and Attributes for Success

• Strong experience in payments technology ( real-time payments, wires, digital payments, payment hubs, agentic AI)
• Proven track record in program delivery / large transformation leadership
• Deep understanding of enterprise and solution architecture in financial services
• Experience with system integration, APIs, middleware, and cloud platforms
• Excellent stakeholder management and executive communication skills
• Ability to manage complex, multi-stream engagements in ambiguous environments

Ideally, You’ll Also Have

• Experience with payments platforms (e.g., ACI, FIS, Finastra, Volante, Temenos Payments, or similar)
• Knowledge of ISO 20022, SWIFT, Lynx, EFT, ACH, , FedNow, RTR equivalents
• Exposure to Agile delivery, DevOps, and cloud-native architectures
• Experience in commercial structuring and large deal delivery

What We Look For

• 8+ years of experience delivering technology programs in financial services
• Strong consulting experience, ideally in banking or payments transformation
• Bachelor’s degree in technology, engineering, or related field (advanced degree preferred)
• Demonstrated leadership in large-scale technology transformations

What we offer you

We offer a competitive compensation package where you’ll be rewarded based on your performance and recognized for the value you bring to our business. In addition, our Total Rewards package allows you decide which benefits are right for you and which ones help you create a solid foundation for your future. Our Total Rewards package includes a discretionary bonus program, a comprehensive medical, prescription drug and dental coverage plan, a defined contribution pension plan, a great vacation policy plus firm paid days that allow you to enjoy longer long weekends throughout the year, statutory holidays and paid personal days (based on province of residence), and a range of exciting programs and benefits designed to support your physical, financial and social well-being. Plus, we offer:

• Support and coaching from some of the most engaging colleagues in the industry
• Learning opportunities to develop new skills and progress your career
• The freedom and flexibility to handle your role in a way that’s right for you

EY reports salary ranges in accordance with applicable provincial pay transparency legislation. Individual salaries within the anticipated salary ranges noted below are determined through a wide variety of factors including but not limited to internal equity, education, relevant experience, knowledge, and applicable skill sets.

• Toronto: [$ 148 k ] to [$200K ]

To help create the best experience during the recruitment process, please describe any accommodations you may need.

Inclusiveness at EY

Inclusiveness is at the heart of who we are and how we work. We’re committed to fostering an environment where differences are valued, policies and practices are equitable, and our people feel a sense of belonging. We embrace diversity and are committed to combating systemic racism, advancing gender equity and women in leadership, advocating for the 2SLGBTQIA+ community, promoting our neuroinclusion and accessibility initiatives, and are dedicated to amplifying the voices of Indigenous peoples (First Nations, Inuit, and Métis) nationally as we strive towards reconciliation. Our diverse experiences, abilities, backgrounds, and perspectives make our people unique and help guide us. Because when people feel free to be their authentic selves at work, they bring their best and are empowered to build a better working world.

EY is building a better working world by creating new value for clients, people, society and the planet, while building trust in capital markets.

Enabled by data, AI and advanced technology, EY teams help clients shape the future with confidence and develop answers for the most pressing issues of today and tomorrow.

EY teams work across a full spectrum of services in assurance, consulting, tax, strategy and transactions. Fueled by sector insights, a globally connected, multi-disciplinary network and diverse ecosystem partners, EY teams can provide services in more than 150 countries and territories.

At EY, we use artificial intelligence (AI) tools as one element of our recruitment process to enhance efficiency and improve the candidate experience. While AI supports us in our process, human judgment and decision-making remain integral in our candidate experience. We are committed to the responsible use of AI, and our practices are continuously reviewed and refined to ensure they align with ethical principles and regulatory requirements.

To all recruitment agencies: EY does not accept unsolicited resumes from recruitment agencies. Any resumes submitted without a prior agreement or request from our hiring team will not be considered. EY is not responsible for any fees related to unsolicited resumes.

Select how often (in days) to receive an alert:

EY refers to the global organization, and may refer to one or more, of the member firms of Ernst & Young Global Limited, each of which is a separate legal entity. Ernst & Young Global Limited, a UK company limited by guarantee, does not provide services to clients.