Backend Engineer, Payments

Jobgether; Toronto; Hybrid; CAD 135,000 - 203,000; Full time

Benefits offered by this job

Health benefits

Retirement plans

Hybrid work environment

Equity and bonuses

Job summary

Jobgether in Canada seeks a Backend Engineer, Payments to design and maintain APIs and large-scale backend services that power money movement globally.

You will work across payments, risk, infrastructure, and product teams, building reliable financial infrastructure and contributing to scalable systems with a strong emphasis on reliability and user experience.

Qualifications

• 2–12+ years of professional software engineering experience.
• Experience designing, developing, and maintaining backend services, APIs, or large-scale distributed systems.
• Strong collaboration skills across multiple technical and business workstreams.
• Ability to operate with autonomy, ownership, and responsibility in a fast-moving environment.
• Entrepreneurial mindset with focus on high-quality user experiences.
• Interest in working as a generalist across technologies and stacks.
• Strong debugging and problem-solving capabilities.
• Experience with large-scale financial tracking systems is preferred.

Responsibilities

• Scope, design, build, and maintain reliable APIs, backend services, and large-scale systems handling billions of requests.
• Develop platforms responsible for balance management and funds accessibility for enterprises and SMBs.
• Debug, investigate, and resolve critical production issues across services and layers.
• Collaborate with product, infrastructure, risk, and cross-functional teams to scale capabilities.
• Mentor engineers and contribute to engineering standards and tooling.

Skills

Backend development

Distributed systems

Cloud platforms

API design

Programming languages

Tools

gRPC

GraphQL

Docker

Kubernetes

AWS

Job description

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Backend Engineer, Payments based in Canada.

This role offers the opportunity to build reliable financial infrastructure that supports money movement at global scale.

You will design and maintain APIs, services, and distributed systems capable of processing billions of payment-related requests.

Working across payments, risk, infrastructure, and product teams, you will help develop solutions that serve both enterprises and growing businesses.

The position combines backend engineering, large-scale system design, production problem-solving, and continuous improvement.

You will contribute to a highly collaborative engineering environment while maintaining a strong focus on reliability, efficiency, and user experience.

The role also provides opportunities to mentor other engineers and influence engineering standards, tooling, and development practices.

You will have significant ownership and autonomy while solving complex problems across modern financial technology systems.

Accountabilities

• Scope, design, build, and maintain reliable, efficient APIs, backend services, and large-scale systems supporting billions of money movement requests.
• Develop and enhance platforms responsible for balance management and funds accessibility for enterprises and small and medium‑Sized businesses.
• Debug, investigate, and resolve critical production issues across multiple services and layers of the technology stack.
• Collaborate with product, infrastructure, risk, and other cross‑functional teams to design and deliver new capabilities at scale.
• Contribute to engineering standards, internal tooling, development processes, and practices that improve reliability and developer productivity.
• Mentor engineers, provide technical guidance, and support the growth and development of peers.
• Participate effectively in a distributed and hybrid engineering environment, maintaining clear communication and strong collaboration across teams.
• Apply sound engineering judgment to balance scalability, reliability, maintainability, and customer needs.

Requirements

• 2–12+ years of professional software engineering experience, excluding internships and co‑op placements.
• Strong software development and coding skills in any programming language, with the ability and willingness to learn new languages as needed.
• Experience designing, developing, and maintaining backend services, APIs, or large‑scale distributed systems.
• Strong collaboration skills and the ability to work effectively across multiple technical and business workstreams.
• Ability to operate with a high degree of autonomy, ownership, and responsibility in a fast‑moving engineering environment.
• Entrepreneurial mindset with a focus on solving complex problems and creating high‑quality experiences for internal and external users.
• Interest in working as a generalist across different technologies and technical stacks.
• Strong debugging, analytical, and problem‑solving capabilities.
• Experience with large‑scale financial tracking systems is preferred.
• Practical knowledge of cloud‑based technologies and services is an advantage, including gRPC, GraphQL, Docker, Kubernetes, AWS, or comparable platforms.
• Ability to communicate technical concepts clearly and contribute constructively to team decision‑making.

Benefits

• Full‑time opportunity based in Canada, with the primary office location in Toronto.
• Annual salary range of CA$135,200–CA$202,800, with the final range determined based on experience, qualifications, career level, and location.
• Potential additional compensation through equity, company bonuses, and other applicable incentives.
• Health benefits and wellness support.
• Retirement and savings plans.
• Opportunity to work in a flexible hybrid environment, with in‑office expectations varying by role, team, and location.
• Opportunity to work on financial infrastructure operating at global scale and solve complex engineering challenges.
• Collaborative environment with exposure to cross‑functional teams spanning infrastructure, product, payments, and risk.
• Opportunities to mentor peers and contribute to engineering standards, tooling, and processes.
• Career growth within a high‑ownership environment that values rigorous thinking, diverse perspectives, passion, integrity, and continuous learning.