Associate Underwriter, Construction

Liberty Mutual Canada; Toronto; Hybrid; CAD 65,000 - 75,000; Full time

Benefits offered by this job

Flexible work environment

Health & dental benefits

Pension plan

Paid time off

Education reimbursement

Employee assistance programs

Diversity & inclusion committees

Job summary

Liberty Mutual Canada is seeking an Associate Underwriter for our Construction team in Canada. The role focuses on underwriting, marketing, maintaining and growing a property & casualty construction portfolio, including package, auto, tool and builder risks.

You will build broker relationships, analyze risk, and negotiate terms while collaborating with cross-functional teams to leverage multi-line opportunities. This is a dynamic, client-focused role with ongoing learning.

Qualifications

• University degree with a focus in business, engineering or applied science is an asset.
• Related work experience in the insurance industry is an asset.
• Strong analytical and interpersonal communication skills are required.
• Superior relationship management and negotiation skills.
• Action oriented and capable of timely underwriting decisions under deadlines.
• Excellent organizational skills and ability to meet deadlines.
• Effective in presentations to varied audiences.

Responsibilities

• Underwrite, market, maintain and grow an assigned Construction portfolio.
• Analyze risk, negotiate policy terms and conditions, pursue rate adequacy and retention.
• Ensure exposure analysis, document quality and timely account summaries.
• Maintain and expand broker relationships with regular marketing activities.
• Collaborate with Liberty units to leverage multi-line opportunities.
• Prioritize workload and provide excellent service to brokers and clients.
• Engage in ongoing learning through industry events and internal resources.
• Perform other duties and projects as assigned.

Skills

Underwriting skills

Analytical skills

Interpersonal communication

Relationship management

Negotiation skills

Deadline driven

Presentation skills

Education

University degree (business/engineering)

Insurance industry experience

Job description

Department

Underwriting

Location

Toronto, Calgary, Vancouver, Montreal, Halifax

Reports To

Head of Construction

Company Overview

Liberty Mutual Canada is the Canadian operation of Liberty Mutual Insurance Company. We offer a broad suite of commercial insurance products and solutions to mid-size and large Canadian companies with Canadian, North American and/or multinational risks. Liberty Mutual Canada has over 300 employees and services its clients coast-to-coast from our regional offices in Vancouver, Calgary, Toronto, Montreal, and Halifax.

At Liberty Mutual Canada, diversity is about all of us. Our promise to you is a culture that is collaborative, rewarding and empowering. We are committed to attracting and retaining employees across all dimensions of diversity and believe that recognizing, appreciating, and applying the unique insights, perspectives and backgrounds of each person cultivates an atmosphere of trust and respect. At Liberty Mutual Canada, our values are to foster a high-performing, equitable and inclusive culture where the best talent of all backgrounds can bring their whole selves to work and succeed.

If you are unsure whether or not your experience matches every requirement below, we encourage you to apply anyway. We are looking for varied and diverse perspectives and experiences that we can add to our team!

Benefits

Our core values guide all of our decision-making and come to life through our benefits and employee programs. We offer:

• A premier flexible work environment (a combination of on-site & remote work) supporting our employees in their pursuit of a healthy work-life balance
• Competitive health & dental benefits plan
• Market-leading pension plan
• Competitive time off policy
• External education & tuition reimbursement programs
• Employee & Family Assistance Programs
• An opportunity to get involved and become a member of one of our national employee committees – social responsibility, employee engagement, diversity, equity & inclusion

Position Summary

Liberty is seeking an Associate Underwriter to join our growing Construction team! The primary focus of this role will be underwriting, marketing, maintaining, and growing an assigned Construction portfolio spanning property and casualty lines on an annual and project basis — focusing on P&C commercial Package, automobile, contractors’ equipment as well as the possibility of builders risk and wrap-up.

Duties & Responsibilities

• Demonstrate a desire for and continuous pursuit towards ‘elite underwriting’ skills and knowledge of Liberty products, with a focus on Construction lines of business.
• Production and underwriting of an assigned book of new and renewal business; including analysis of risk, negotiation of policy terms and conditions, pursuit of rate adequacy and strong account retention, all consistent with Liberty underwriting guidelines and strategies.
• Ensure proper exposure analysis, documentation, quality and timeliness of account summaries, file organization, adherence to Underwriter guidelines, and effective use of risk services, actuary and claims resources.
• Maintain and expand Liberty broker relationships through regular marketing activities, active prospecting of account rounding opportunities and the development of a pipeline of new middle market clients.
• Work closely with other Liberty business units to leverage multi-line business opportunities.
• Demonstrate effective prioritization of workload and provide superior customer service to our brokers and clients.
• Continuous learning and development through attendance of industry events, relevant seminars and courses, and learning from existing Liberty expertise.
• Other duties and projects as assigned.

Skills & Qualifications

• University degree with a focus in business, engineering or applied science considered an asset.
• Related work experience in the insurance industry is considered an asset.
• Self-starter with strong analytical skills, in addition to strong business and interpersonal communication skills required.
• Superior relationship management and negotiation skills.
• Must portray action oriented behavioral traits and is dedicated to meeting the expectations and requirements of internal and external customers.
• Able to make sound underwriting decisions in a timely manner under tight deadlines.
• Excellent organizational skills and pursues the business with energy, drive and an ability to meet deadlines.
• Must be effective in a variety of formal presentations settings including one-on-one, small and large groups and can adjust communication to an audience to ensure being effective.

Liberty Mutual Canada is committed to pay transparency and fair, equitable hiring. For roles based in Ontario and British Columbia, we publish a Target Hiring Range in compliance with the Ontario and British Columbia Pay Transparency Act.

This posting is for an active, current vacancy.

Target Hiring Range

CAD $65,000-$75,000 per year (base salary).

This range represents the expected annual base salary for this role, however, offers above the published maximum may be approved with appropriate business authorization. Final offers will be determined based on each candidate’s qualifications, relevant experience, internal equity, and the needs of the role. The posted range does not include variable compensation (bonus), allowances, or benefits. We encourage all qualified candidates to apply.

We do not use AI‑based screening tools in our hiring process. Candidates who complete an interview and remain under consideration may request, and will receive, feedback within 45 days.

Liberty Mutual Canada is committed to fostering an inclusive, accessible environment where all employees feel valued and supported. We are committed to building a workforce that is representative of the communities we operate in and serve. If you require an accommodation for the recruitment/interview process due to a disability (which may be invisible or visible, temporary or permanent), please let us know and we will work with you to meet your needs.