Associate Private Banker

Cari; Vancouver; On-site; CAD 70,000 - 98,000; Full time

Job summary

TD Wealth, Private Wealth Management provides high-net-worth clients with holistic wealth planning and tailored banking solutions. The Associate Private Banker role is part of a 12–24 month Developing Private Banker program designed to fast-track aspiring Private Bankers.

You will work with experienced colleagues in a client‑facing capacity, supporting onboarding, banking activities, and sophisticated credit solutions for premium clients, while building a Private Banking portfolio alongside

Qualifications

• Post-Secondary or Undergraduate degree preferred.
• 2+ years relevant experience.
• Completion of the Canadian Securities Course (CSC) or Investment Funds in Canada (IFIC).
• Willingness to complete the Personal Financial Planner (PFP) or Certified Financial Planner (CFP) designation within 36 months from start date.
• Strong knowledge of banking and credit products & services.
• Understanding of wealth products and solutions with an understanding of all credit, cash management, investments and specifically credit.
• Knowledge of or ability to quickly learn banking and risk, operations, and related procedures.

Responsibilities

• Assist in directing retail prospect referrals and determining PWM destination based on initial discovery insights.
• Support the Relationship Manager in onboarding HNW & UHNW clients and provide a high touch service experience.
• Execute onboarding procedures, banking activities/transactions, and straightforward credit solutions for high-value clients.
• Apply knowledge of Business Banking products and services to support the client relationship.
• Conduct proactive client follow-ups to confirm expectations are met and resolve outstanding items.
• Support the Relationship Manager to identify opportunities to deepen client relationships and collaborate with Private Banking, Wealth and Bank partners.
• Support the analysis of credit and underwriting requests by ensuring adjudication within discretionary limits and guidelines.
• Ensure adherence to operating standards and processes - perform quality checks and validation of work.
• Protect the interests of the organization - identify and manage risks and escalate non-standard, high risk transactions as necessary.
• Ensure necessary due diligence to support the accuracy of all customer transactions & activities.
• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.

Skills

2+ years experience

CSC or IFIC

PFP or CFP target

Banking & credit knowledge

Wealth products knowledge

Learning mindset

Education

Post-Secondary/Undergraduate degree

Job description

Work Location:

Vancouver, British Columbia, Canada

Hours:

37.5

Line of Business:

TD Wealth

Pay Details:

$69,700 - $98,400 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

TD Wealth, Private Wealth Management provides high-net worth & ultra-high-net worth clients with holistic discovery and planning towards customized wealth advice and solutions. As part of Private Wealth Management, Private Banking specializes in offering tailored banking and credit Management solutions to affluent HNW clients. TD's Private Bankers support clients in Premium Banking Solutions, Tailored Credit Strategies, introduction to TD specialists for home of best fit in alignment with their unique complex financial needs and plans. The Private Banking team also leverages a distinct discovery process and an integrated, team-based approach to build a wealth strategy that reflects each client's unique needs.

We are currently hiring for an Associate Private Banker. This role is part of the Developing Private Banker program which is a 12 to 24-month accelerated training opportunity for professionals who aspire to become Private Bankers. The program combines a structured fundamental training program, licensing and direct mentorship from existing market leaders, to create a path to a Private Banking portfolio. This role will be given the opportunity to work alongside experienced colleagues in a client-facing environment servicing valued High Net Worth clients and all of their banking and Wealth needs.

Accountabilities:

• Assist in directing retail prospect referrals and determining the appropriate PWM destination based on initial discovery insights.

• Support the Relationship Manager in onboarding HNW & UHNW clients and provide a high touch service experience.

• Execute all onboarding procedures, banking activities/transactions, and straightforward credit solutions for high-value and sophisticated personal clients.

• Apply knowledge of Business Banking products and services to enhance and support the overall client relationship.

• Conduct proactive client follow-ups to confirm expectations are met and ensure any outstanding items are resolved promptly.

• Support the Relationship Manager to proactively identify opportunities to deepen client relationships and work collaboratively with various Private Banking, Wealth and Bank partners to offer highly complex credit solutions to HNW & UHNW clients.

• Support the analysis of credit and underwriting requests by ensuring adjudication in accordance with assigned discretionary limits and established guidelines.

• Ensure adherence to operating standards and processes - perform quality checks and validation of work.

• Protect the interests of the organization - identify and manage risks, and escal[n] non-standard, high risk transactions & activities as necessary.

• Ensure necessary due diligence to support the accuracy of all customer transactions & activities.

• Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts.

Required Skills & Education

• Post-Secondary or Undergraduate degree (in related field) preferred

• 2+ years relevant experience

• Completion of the Canadian Securities Course (CSC) or Investment Funds in Canada (IFIC)

• Willingness to complete the Personal Financial Planner (PFP) or Certified Financial Planner (CFP) designation within 36 months from start date.

• Strong knowledge of banking and credit products & services

• Understanding of Wealth products and solutions with an understanding of all credit, cash management, investments and specifically credit.

• Knowledge of or the ability to quickly learn banking and risk, operations, and related procedures.

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:

We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you're passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule a interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet