Associate, Institutional Client Credit Management - Global Credit, Global Corporate Banking

RBC; Toronto; Presencial; CAD 90 000 - 135 000; Tempo integral

Vantagens oferecidas por esta oferta de emprego

Total Rewards Program

Flexible benefits

Stock options where applicable

Resumo da oferta

RBC is seeking an experienced Credit Portfolio Manager in Toronto to oversee trading credit execution and onboarding for institutional counterparties. You will coordinate with Sales & Trading, manage KYC processes, and ensure timely credit decisions while preserving portfolio quality.

The role requires strong credit analysis, familiarity with capital markets products, and the ability to collaborate across Risk, Operations, and Legal teams.

Qualificações

• Minimum: Honours, B.A. or B. Comm.
• Minimum 4–5 years of experience in financial services, preferably in a credit environment
• Strong credit analysis and risk assessment skills
• Understanding of capital markets trading products in relation to their credit risk
• Ability to prioritize work and manage competing demands
• Excellent written and verbal communication skills
• Familiarity with the RBC Capital Markets credit process and trading agreements (eg. ISDA/CSA, CDEA, GMRA, GMSLA)
• Ability to work in an interactive team environment
• Strong general PC skills and demonstrated capability to learn key internal systems
• Ability to strike a balance in putting the “Client First” while ensuring that internal standards are maintained, and deliverables are provided

Responsabilidades

• Drive origination and documentation of credit facilities for your assigned portfolio of institutional counterparties, including preparation of new transaction requests, amendments, annual reviews, participation in client due diligence meetings and in KYC process as required.
• Apply credit policies and risk judgments to monitor utilization, investigate limit excesses, and deliver balanced recommendations.
• Build expertise in your portfolio and internal frameworks to serve as a trusted advisor strengthening credit decisions.
• Complete assigned projects and other duties in an efficient and effective manner that supports business initiatives.
• Cultivate strong relationships with institutional clients, responding to credit needs while coordinating with Sales and Trading teams.
• Serve as a key liaison across Credit Risk, Market Risk, Operations, KYC/Onboarding, and Legal to negotiate documentation, resolve bottlenecks, and ensure alignment on risk and compliance standards.
• Ensure portfolio data quality across RBC's systems, maintaining accuracy of counterparty information and credit terms.
• Compile performance summaries and analytics dashboards to inform decision-making.
• Stay current on policy and regulatory developments, identify automation opportunities to enhance efficiency, and contribute to audit and compliance initiatives.

Conhecimentos

Credit analysis

Risk assessment

Written & verbal communication

Prioritization

Credit process familiarity

Team collaboration

Formação académica

Honours, B.A. or B. Comm.

MBA/CFA/CA (nice-to-have)

Descrição da oferta de emprego

What is the opportunity?

This role is responsible for managing trading credit execution with Group of Funds relationships across RBC Capital Markets’ (CM). You’ll be the primary service contact to support our Sales & Trading teams with onboarding new institutional counterparties and ongoing maintenance and monitoring of existing clients, including regulated funds, pensions, managed accounts, hedge funds, private capital funds etc., ensuring timely execution of client credit requirements while safeguarding the credit quality of the trading portfolio.

Job Description

What is the opportunity? This role is responsible for managing trading credit execution with Group of Funds relationships across RBC Capital Markets’ (CM). You’ll be the primary service contact to support our Sales & Trading teams with onboarding new institutional counterparties and ongoing maintenance and monitoring of existing clients, including regulated funds, pensions, managed accounts, hedge funds, private capital funds etc., ensuring timely execution of client credit requirements while safeguarding the credit quality of the trading portfolio.

What will you do?

Portfolio & Credit Management

Drive origination and documentation of credit facilities for your assigned portfolio of institutional counterparties, including preparation of new transaction requests, amendments, annual reviews, participation in client due diligence meetings and in KYC (Know Your Client) process as required. Apply credit policies and risk judgments to monitor utilization, investigate limit excesses, and deliver balanced recommendations. Build expertise in your portfolio and internal frameworks to serve as a trusted advisor strengthening credit decisions. Complete assigned projects and other duties in an efficient and effective manner that supports business initiatives.

Stakeholder Relationship Management

Cultivate strong relationships with institutional clients, responding to credit needs while coordinating with Sales and Trading teams. Serve as a key liaison across Credit Risk, Market Risk, Operations, KYC/Onboarding, and Legal to negotiate documentation, resolve bottlenecks, and ensure alignment on risk and compliance standards.

Data Integrity, Reporting & Compliance

Ensure portfolio data quality across RBC's systems, maintaining accuracy of counterparty information and credit terms. Compile performance summaries and analytics dashboards to inform decision-making. Stay current on policy and regulatory developments, identify automation opportunities to enhance efficiency, and contribute to audit and compliance initiatives.

What do you need to succeed?

Must have’s:

• Minimum: Honours, B.A. or B. Comm.
• Minimum 4–5 years of experience in financial services, preferably in a credit environment
• Strong credit analysis and risk assessment skills
• Understanding of capital markets trading products in relation to their credit risk
• Ability to prioritize work and manage competing demands
• Excellent written and verbal communication skills
• Familiarity with the RBC Capital Markets credit process and trading agreements (eg. ISDA/CSA, CDEA, GMRA, GMSLA)
• Ability to work in an interactive team environment
• Strong general PC skills and demonstrated capability to learn key internal systems
• Ability to strike a balance in putting the “Client First” while ensuring that internal standards are maintained, and deliverables are provided

Nice-to-have:

• Academic background with a combination of master’s level accreditation: usually an MBA, CFA, CA, other professional designation or relevant work experience

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions, and stock where applicable.
• Leaders who support your development through coaching and managing opportunities
• Ability to make a difference and lasting impact.
• Work in a dynamic, collaborative, progressive, and high-performing team.
• Flexible work/life balance options.
• Opportunities to do challenging work.
• Opportunities to take on progressively greater accountabilities.
• Access to a variety of job opportunities across business.

Job Skills

Adaptability, Critical Thinking, Customer Service, Detail-Oriented, Financial Engineering, Financial Statement Analysis, Investments Analysis, Personal Development, Personal Initiative, Teamwork

Additional Job Details

Address

ROYAL BANK PLAZA, 200 BAY ST:TORONTO

City

Toronto

Country

Canada

Work hours/week

37.5

Employment Type

Full time

Platform

CAPITAL MARKETS

Job Type

Regular

Pay Type

Salaried

Posted Date

2026-05-04

Application Deadline

2026-12-03

Note

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Compensation for this position (including salary and discretionary/variable payments) will be determined by factors, including but not limited to candidate's experience, skills, registration status, performance, individual goals, market conditions, and business needs.

Pay Range

The expected pay range for this position is:

$90,000.00 - $135,000.00

The pay range provided is for the primary work location referenced in the Additional Job Details section of this job posting. Pay ranges may differ based on location. If the posting lists multiple job locations, a recruiter can confirm availability of the role and the relevant pay range for the additional locations listed. RBC supports pay transparency and we strive to ensure all pay ranges are competitive, fair, and equitable.

You have the potential to earn RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided that business meets its performance targets and you meet your individual goals.

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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