Associate Director, Credit Risk Infrastructure

RBC; Toronto; On-site; CAD 150,000 - 200,000; Full time

Job summary

A leading financial institution in Toronto is seeking an Associate Director, Credit Risk Infrastructure. The role involves developing and implementing complex credit risk infrastructure solutions to support stress testing and credit provisioning programs. Candidates should have a quantitative degree and substantial experience in credit risk and financial systems. The organization offers competitive remuneration and a collaborative working environment.

Benefits

Comprehensive Total Rewards Program

Opportunities to make a lasting impact

Dynamic and collaborative team environment

Qualifications

• 3+ years of relevant work experience.
• Strong understanding of IT environments and systems.
• Strong analytical and problem-solving skills.
• Experience with credit products in the financial industry.

Responsibilities

• Develop and implement credit risk infrastructure processes.
• Enhance existing credit risk infrastructure.
• Build partnerships to support audits and reviews.

Skills

Credit Risk Management

Credit Risk Modeling

Model Development

Python

SAS

Stress Testing

Education

University degree in a quantitative discipline

Tools

SQL

Job description

Overview

What is the opportunity? Reporting to the Director, Credit Risk Infrastructure, the Associate Director, Credit Risk Infrastructure develops and implements complex credit risk infrastructure and solutions to support RBC’s stress testing (CCAR, EWST, MST) and credit provisioning (CECL, IFRS9) programs.

What will you do?

• Develop, implement and document credit risk infrastructure processes and systems to support stress testing and credit provisioning programs
• Enhance existing credit risk infrastructure and systems through innovative design and development of new future-ready solutions
• Develop advanced coding solutions, including Python and SAS
• Build partnerships with the business, model development, model implementation and production to support internal audit, external audit and regulatory review of credit risk infrastructure
• Support downstream users to ensure requirement compliance and provide analysis

Must Have

• 3+ years of relevant work experience
• University degree in a quantitative discipline such as Finance, Statistics, Economics, Math, Computer Science, or Engineering
• Strong understanding of IT environments and systems
• Strong understanding of credit risk modeling frameworks
• Strong analytical and problem-solving skills
• Strong technical capacity in statistical computing, including Python, SAS, SQL programming
• Experience with credit products in the financial industry

Nice-to-Have

• Experience with stress testing programs such as EWST, MST, CCAR
• Experience with provisioning programs such as IFRS9 and CECL
• Strong interpersonal and organizational skills
• Master’s/PhD degree
• FRM/CFA designation

What is in it for you?

We thrive on the challenge to be our best, progressive thinking, to keep growing, and working together to build and deliver trusted reporting to help our stakeholders succeed and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

• A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation
• Ability to make a difference and lasting impact
• Work in a dynamic, collaborative, progressive, and high-performing team
• Opportunities to take on progressively greater accountabilities

Job Skills

Credit Risk Management, Credit Risk Modeling, Credit Risks, Model Development, Model Implementation, Python (Programming Language), Risk Management, Risk Modeling, SAS, Stress Testing

Additional Job Details

• Address: RBC CENTRE, 155 WELLINGTON ST W:TORONTO
• City: Toronto
• Country: Canada
• Work hours/week: 37.5
• Employment Type: Full time
• Platform: GROUP RISK MANAGEMENT
• Job Type: Regular
• Pay Type: Salaried
• Posted Date: 2025-10-22
• Application Deadline: 2025-11-08

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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