Associate Director, Capital Solutions, TDIP

The Toronto-Dominion Bank (Canada); Toronto; On-site; CAD 97,000 - 137,000; Full time

Job summary

TD Innovation Partners (TDIP) is a full‑service technology banking platform delivering bespoke financial solutions to technology entrepreneurs from ideation to IPO and beyond. The role focuses on managing a technology banking client portfolio, underwriting credits, and structuring competitive financing packages with a strong emphasis on risk management.

You will collaborate with Relationship Managers to understand due diligence, participate in decision-making, and contribute insights on market

Qualifications

• Minimum 3–5 years of experience in Commercial Banking, finance or accounting.
• Experience in the technology ecosystem will be advantageous.
• Strong team player who can work independently in a dynamic, fast-paced environment.
• Excellent communication and organizational skills.
• Experience modelling and Excel is noted.

Responsibilities

• Managing a portfolio of technology banking clients.
• Owning credit underwriting and due diligence, including financial models and documentation.
• Assisting with growing the portfolio by structuring financing packages while managing risk.
• Engaging in client meetings with Relationship Managers to understand due diligence and make recommendations.
• Assessing credit risk in compliance with internal and external requirements to support profitability.

Skills

Commercial Banking

Finance

Excel

Communication

Team player

Education

Undergraduate or graduate degree in Business, Economics, Finance

MBA, CPA or CFA asset

Tools

Excel

Job description

Work Location: Toronto, Ontario, Canada Hours: 37.5 Line of Business: Personal & Commercial Banking Pay Details: $96,900 - $136,800 CAD This role is temporarily eligible for a pay premium above the posted salary range that is reassessed annually. You are encouraged to have an open dialogue with your recruiter who can provide more specific pay details for this role. TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

TD Innovation Partners (TDIP) is a full-service technology banking platform delivering bespoke, high-touch financial solutions to support technology entrepreneurs at every stage of growth from ideation to IPO and beyond. Our offering spans core banking and credit products, principal investments, and private banking services, designed to meet the evolving needs of high-growth innovators. TDIP partners with leading venture-backed and technology companies across Commercial National Accounts (CNA), Commercial Mid‑Market, and Small Business Banking. The team operates across the full life cycle, from early‑stage venture‑backed companies to complex syndicated transactions for late‑stage private businesses, private equity‑backed businesses, and publicly traded corporations. Leveraging deep sector expertise and strong structuring capabilities, TDIP delivers tailored credit and cash management solutions to meet the increasingly complex needs of our clients. This is a great opportunity to join the CNA team at the heart of the innovation ecosystem. You will work closely with a highly experienced group, gaining real exposure to complex credit transactions while supporting some of the most interesting and fast‑scaling companies in the market.

Primary Duties

• Managing a portfolio of technology banking clients.
• Owning the credit underwriting and due diligence process including the overall preparation of financial models, credit and documentation, and principal investment applications.
• Assisting the Director Capital Solutions and Relationship Manager with growing the portfolio by structuring competitive financing packages while maintaining a balanced view on risk mitigants and credit quality.
• Engaging in client meetings with Relationship Managers to understand due diligence and make recommendations to internal and external decision makers.
• Assessing credit risk in compliance with applicable internal and external requirements (e.g. financial controls, risk policies) to increase profitability and enable business growth.
• Recommending credit applications to Directors and Risk Management.
• Mentoring and assisting the Associates in monitoring and control activities of the portfolios, which include financial covenant tracking, internal bank tracking reports and ensuring the portfolios are managed against overall bank set targets.
• Staying informed about market conditions and industry developments to contribute insights that enhance the bank’s position in the technology sector.
• Working and collaborating in a team environment and ensuring client expectations are met/exceeded.

Education/Accreditations

An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline. MBA, CPA or CFA would be an asset.

Qualifications/Skills/Experience

• Minimum of 3-5 years of previous experience in Commercial Banking, finance or accounting.
• Experience in the technology ecosystem will be advantageous.
• Strong team player, who can work independently and enjoys a dynamic fast paced environment.
• Excellent communication and organization skills.
• Previous experience in modelling and Excel.
• Ability to travel as required.
• French is a plus.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec only)

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Our Values

At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion

At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment

TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific