Associate, Credit Execution

Canadian Imperial Bank of Commerce (Canada); Toronto; On-site; CAD 70,000 - 110,000; Full time

Job summary

CIBC is seeking an Associate, Credit Execution in Toronto to support and review BCLASS/ICAP credit applications and conduct lender due diligence. Reporting to the Director, Credit Execution, you will assist with strategic lending initiatives and projects, contributing to the growth and transformation of the credit portfolio.

Over 12–18 months, you will receive comprehensive training and hands-on experience aimed at advancement within the Credit Execution team or transition to a Relationship

Qualifications

• Post-secondary degree in Accounting, Finance, or related field.
• Fluent in English; French is an asset.

Responsibilities

• Support and review BCLASS/ICAP credit applications
• Conduct lender due diligence
• Assist with strategic lending initiatives and business projects
• Contribute to growth and transformation of the credit portfolio through platform initiatives and lending projects
• Over 12–18 months, receive comprehensive training and practical experience for advancement within Credit Execution or transition to Relationship Manager in Business Banking

Skills

Analytical Thinking

Business Banking

Business Development

Client Service

Credit Management

Compliance

Financial Analysis

Proposal Writing

Researching

Risk Management

Education

Post-secondary degree or diploma in Accounting, Finance, or related field

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients.

What you'll be doing

As an Associate, Credit Execution, you will play a pivotal role in supporting credit origination requests for Business Banking, Imperial Service, and Personal Banking. Reporting to the Director, Credit Execution, you will be responsible for supporting and reviewing BCLASS/ICAP credit applications, conducting lender due diligence, and assisting with strategic lending initiatives and business projects. Your contributions will drive the growth and transformation of our credit portfolio through the seamless execution of platform-based initiatives and lending transformation objectives. This role provides substantial opportunities for professional growth and career advancement.

Responsibilities

• Support and review BCLASS/ICAP credit applications
• Conduct lender due diligence
• Assist with strategic lending initiatives and business projects
• Your contributions will drive the growth and transformation of our credit portfolio through the seamless execution of platform-based initiatives and lending transformation objectives
• Over a 12–18 month period, you will benefit from comprehensive training and practical experience, preparing you to become a leading candidate for advancement within the Credit Execution team or for transition into a Relationship Manager position within Business Banking

How you'll succeed

• Credit Analysis - Apply your strong financial and analytical skills to thoroughly review credit applications, ensuring accuracy and informed recommendations that support sound lending decisions
• Process Improvement - Identify opportunities to streamline credit processes and implement enhancements that improve efficiency, accuracy, and the overall client experience
• Relationship Management - Build strong partnerships with cross‑functional teams and external vendors, ensuring seamless execution of strategic initiatives and lending projects
• Ownership and Accountability - Take initiative and responsibility for your work, maintaining attention to detail and consistently meeting deadlines in a fast‑paced environment
• Compliance and Risk Standards - Adhere strictly to CIBC’s policies, procedures, and regulatory requirements, ensuring all activities meet the highest standards of integrity and compliance

Who you are

• You can demonstrate experience in banking
• Business Banking experience is an asset
• You put our clients first
• You engage with purpose to find the right solutions
• You go the extra mile, because it’s the right thing to do
• You're passionate about people
• You find meaning in relationships and surround yourself with a diverse network of partners
• A strong communicator, you connect with others through respect and authenticity
• You act like an owner
• You thrive when you're empowered to take the lead, go above and beyond, and deliver results
• You have completed Post‑secondary degree or diploma in Accounting, Finance, or related field, with strong financial analysis and accounting knowledge
• You're fluent in English
• It’s an asset if you’re fluent in French
• You live your values
• You bring high standards, genuine care to your relationships, and want to grow with an employer that shares your values and brings out your best

What CIBC Offers

• Competitive salary
• Incentive pay
• Banking benefits
• A benefits program*
• Defined benefit pension plan*
• An employee share purchase plan
• A vacation offering
• Wellbeing support
• MomentMakers, our social, points‑based recognition program
• Subject to plan and program terms and conditions

What you need to know

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]. CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute‑based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location

Toronto-81 Bay, 23rd Floor

Employment Details

Employment Type: Regular
Weekly Hours: 37.5

Skills

Analytical Thinking, Business Banking, Business Development, Client Service, Credit Management, Ensure Compliance, Financial Analysis, Proposal Writing, Researching, Risk Management and Mitigation At CIBC

Culture & Values

CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.