Associate, Commercial National Accounts

TD; Toronto; On-site; CAD 82,000 - 115,000; Full time

Job summary

TD in Toronto is offering an entry level opportunity in Commercial National Accounts. You'll mentor with a team of experts who assemble deals for clients with complex credit and cash management needs.

Over the first 12 to 18 months you will receive on-site coaching and classroom courses to prepare for an Associate Director role within CNA, including exposure to credit underwriting, portfolio growth, and credit execution processes.

Qualifications

• An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline.
• MBA or CFA would be an asset.
• Previous experience in Commercial Banking as an Analyst would be an asset.
• Experience with large accounts will definitely be advantageous.
• Ability to travel as required
• Very solid credit, analytical and problem solving skills
• Financial modeling experience would be an asset
• Excellent communication and organizational skills
• Strong team player, with an ability to work independently

Responsibilities

• Credit underwriting for a portfolio of a designated Relationship Manager.
• Growing the portfolio by structuring competitive packages while maintaining credit quality.
• Recommending credits to Associate Vice President / Director Credit Execution.
• Monitoring portfolio and ensuring it is managed against overall target.
• Developing industry policies with Relationship Manager and provide syndication expertise.
• Actively involved in monitoring and control processes for the portfolio to ensure the necessary processes are completed in a timely manner.

Skills

Credit analysis

Analytical skills

Problem solving

Communication

Organizational skills

Team player

Independent work

Financial modeling

Travel willingness

Education

Business/Economics/Finance degree

MBA/CFA asset

Job description

Work Location: Toronto, Ontario, Canada

Hours: 37.5

Line Of Business: Credit Management

Pay Details: $81,600 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Department Overview

The Commercial National Accounts (C.N.A.) provides dedicated relationship coverage to the larger commercial clients across all industry sectors. This client base is primarily designated by size of credit facilities being larger than $25 million and/or annual sales being greater than $250 million. It also encompasses all commercial clients with syndicated credit facilities.

The group consists of senior commercial banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients.

Job Description

This is an exciting entry level opportunity within the Commercial National Accounts group within Commercial Banking. You'll mentor with a team of experts that put together deals for clients with complex and diverse credit and deposit/cash management requirements.

Your first 12 to 18 months will include on-site coaching, as well as several classroom courses designed to prepare you for a Associate Director position within CNA, including exposure to:

• Credit underwriting for a portfolio of a designated Relationship Manager.
• Growing the portfolio by structuring competitive packages while maintaining credit quality.
• Recommending credits to Associate Vice President / Director Credit Execution.
• Monitoring portfolio and ensuring it is managed against overall target.
• Developing industry policies with Relationship Manager and provide syndication expertise.
• Actively involved in monitoring and control processes for the portfolio to ensure the necessary processes are completed in a timely manner.

Education/Accreditations

An undergraduate or graduate degree in Business, Economics, Finance or other quantitative discipline. MBA or CFA would be an asset.

Other Qualifications/Skills/Experience

• Previous experience in Commercial Banking as an Analyst would be an asset.
• Experience with large accounts will definitely be advantageous.
• Ability to travel as required
• Very solid credit, analytical and problem solving skills
• Financial modeling experience would be an asset
• Excellent communication and organizational skills
• Strong team player, with an ability to work independently

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we strive to make every interaction, product, and experience remarkably human and refreshingly simple for over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in client experience, that is why we believe that all colleagues, no matter where they work, are client facing. Together, we are reimagining what banking can be for our clients, colleagues and communities.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information

We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development

If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and make a meaningful impact.

We're committed to your success and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to achieve your career goals. Here at TD, we hire and develop the best.

Training & Onboarding

We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process

We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation

Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

Language Requirement (Quebec Only)

Sans Objet