Associate, Asset-Based Lending

BMO; Brampton; Presencial; CAD 56.000 - 120.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Health insurance

Tuition reimbursement

Accidental & life insurance

Retirement savings plan

Descripción de la vacante

BMO Financial Group is seeking an Associate for the Asset Based Lending (ABL) group. You will conduct financial analysis, monitor client portfolios, and prepare credit packages to support lending decisions in a growing Canadian portfolio.

You will collaborate with internal partners to manage relationships, assess risk, and structure deals, while ensuring compliance with loan agreements. Fluency in French and English is required.

Formación

• Undergraduate degree in finance, accounting, or business administration.
• CPA, CFA, MBA or equivalent assets are a plus.
• Minimum 2 years of commercial or corporate credit experience.
• Asset-based lending experience is a plus.
• Good understanding of Asset-Based Lending products and loan structuring.
• Strong analytical and quantitative skills.
• Proficient in Microsoft Office (Excel, Word, PowerPoint).
• Excellent verbal and written communication.
• Strong organizational and collaboration skills; able to manage multiple tasks.
• Fluent in French and English.

Responsabilidades

• Conduct financial analysis to identify risks and mitigation strategies. Monitors covenants and collateral for portfolio.
• Analyze credit information to support lending decisions for new, renewal and extensions.
• Prepare credit packages with recommendations on risk, deal structure and client requirements.
• Collaborate with internal partners to manage existing relationships and grow the portfolio.

Conocimientos

Financial analysis

Credit risk

Analytical skills

Excel

Communication

French-English

Portfolio management

Collaboration

Educación

BCom/BBA/HBA

CPA/CFA/MBA asset designation

Herramientas

Microsoft Office

Descripción del empleo

Application Deadline: 10/21/2026 Address: 105 rue St-Jacques O

Job Family Group: Commercial Sales & Service

Global Team Overview: The Asset Based Lending (ABL) team within Canadian Commercial Banking is part of BMO Financial group and covers both public and private corporate clients operating in diversified and various other specialized industries. Financing solutions offered include, but are not limited to, senior, subordinated and mezzanine debt, in addition to equity. The ABL Team targets financing opportunities of $20 million or more, both on a syndicated and bilateral basis. The selected candidate will join the Asset Based Lending Group, which focuses on senior debt financing opportunities with borrowers involved in the various industries across Canada. The Asset Based Lending Group has offices located in Toronto, Montreal, and Vancouver.

Job Overview

The Associate will join the ABL team that is responsible for loan origination and account management of a growing portfolio of clients. The Associate will support account management in making approval recommendations as well as ongoing proactive independent monitoring of client portfolios and client financial performance. In addition, as part of an ongoing team approach, the Associate will work closely with various internal Partners to best serve and manage our existing client relationships as well as grow the portfolio. The Associate will prepare credit packages to make recommendations regarding risk, deal structure, and client requirements by analyzing financial and operational data of new and existing clients.

Job Description

The candidate will: Conduct financial analysis with the ability to identify key transactions risks and potential mitigation. Monitors financial reporting, covenants, and collateral of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement. Analyze credit information to support lending decisions for new, renewal and extension of loans, as well as to offer opinions regarding credit worthiness of existing or prospective clients. Assist in negotiations of terms and conditions of loan agreements. Help minimize BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions. Build relationships with internal/external stakeholders. Execute broader work or accountabilities depending on business needs.

Qualifications

• Undergraduate degree in finance, accounting, or business administration (BCom/BBA/HBA)
• Other financial designations considered an asset (i.e., CPA, CFA, MBA, etc.).
• Minimum 2 years of commercial or corporate credit experience, preferably in a transaction execution role.
• Previous experience in an asset-based lending role would be a definite asset.
• Good understanding of the Asset-Based Lending product, marketplace, and loan structuring would be preferable.
• Well developed analytical and quantitative skills with a focus on financial and accounting analysis, as well as data and statistical analysis.
• Strong computer literacy and technical skills as it relates to basic Microsoft Office applications (Excel, Word, PowerPoint).
• Excellent verbal & written communication skills.
• Strong organizational and collaboration skills with the ability to prioritise work and manage multiple tasks while meeting time sensitive deadlines.
• You’re fluent in French and English as this role provides support to clients and team members inside and/or outside the province of Quebec.

Salary

Salary: $55,500.00 - $120,000.00 Pay Type: Salaried The above represents BMO Financial Group’s pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position. BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards

About Us

It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs.

From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en.

BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life.

We’re proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services.

As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers.

In Canada, the United States and across the globe, we’ll continue to build, invest and transform to drive performance that serves the good that grows.