Analyst, Large Cash Transaction Reporting (LCTR)

Canadian Imperial Bank of Commerce (Canada); Toronto; On-site; CAD 65,000 - 90,000; Full time

Benefits offered by this job

Competitive salary

Incentive pay

Banking benefits

Benefits program

Defined benefit pension plan

Employee share purchase plan

Vacation offering

Wellbeing support

MomentMakers rewards program

Purpose Day

Job summary

CIBC is seeking an Analyst, Large Cash Transaction Reporting (LCTR) to join the FIU Regulatory Reporting Team in Toronto. You will review and validate LCTR submissions to FINTRAC, monitor requests, and ensure timely reporting while maintaining AML compliance.

You will leverage AML knowledge, data handling experience, and strong attention to detail to identify issues, resolve exceptions, and support colleagues in meeting regulatory timelines.

Qualifications

• Experience with AML/ATF laws and FINTRAC reporting
• Experience in regulatory environment data handling (2+ years) preferred
• Ability to research AML requirements and provide compliant recommendations
• Strong attention to detail and ability to interpret data accurately

Responsibilities

• Review and validate LCTR submissions to FINTRAC.
• Monitor AML LCTR department mailbox and process investigation requests.
• Enter required information into the LCTR database to support processing and reporting.
• Support LCTR Consultants and Senior Analysts to meet regulatory deadlines.

Skills

AML knowledge

Regulatory reporting

Data entry

Regulatory timelines

Analytical thinking

Communication

Attention to detail

Critical thinking

Job description

We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com

What You’ll Be Doing

As a member of FIU Regulatory Reporting Team, the Analyst, Large Cash Transaction Reporting (LCTR), is responsible for reviewing and validating LCTR reporting submitted to FINTRAC and for identifying and resolving cash transaction records flagged as exceptions. The Analyst is also responsible for monitoring the AML LCTR department mailbox and processing investigation requests, and entering any required information into the LCTR database in order for LCTR processing and reporting to run successfully. The Analyst supports the Consultant, LCTR and Senior Analyst, LCTR to ensure that all LCTR reporting (including records identified as exceptions) is submitted to FINTRAC within the established regulatory timeline. At CIBC we enable the work environment most optimal for you to thrive in your role. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview.

How You’ll Succeed

• Analytical – Identify, assess and facilitate resolution to issues related to LCTR submissions.
• Goal Driven – Be able to accomplish your goals and deliver your best to make an impact.
• Exercise your fundamental understanding of AML, be able to understand the AML business and conduct your own independent research as required.
• Time Management – Demonstrate strong ability to manage time efficiently while managing multiple LCTR reports simultaneously. Be able to manage competing priorities and ensure all regulatory deadlines are met.
• Operational Excellence – Identify opportunities to improve LCTR process operational effectiveness and to facilitate implementation.

Who You Are

• You can demonstrate experience in: AML and the systems required to complete LCTR report submissions to FINTRAC; or you have previous experience of a minimum of 2 years in data entry, preferably in a regulatory environment.
• You have strong knowledge of: Canadian AML/ATF laws and regulations, and a working knowledge of AML/ATF laws and regulations of jurisdictions in which CIBC entities operate.
• Solid judgment and problem-solving skills in order to provide input and advice on AML for best compliance and risk management solutions.
• You understand that success is in the details. You notice things that others don't.
• Your critical thinking skills help to inform your decision making.
• You give meaning to data.
• You enjoy investigating complex problems, and making sense of information.
• You’re confident in your ability to communicate detailed information in an impactful way.
• Live your values. You bring high standards, genuine care to your relationships, and want to grow with an employer that shares your values and brings out your best.

What CIBC Offers

• Competitive salary
• Incentive pay
• Banking benefits
• A benefits program*
• Defined benefit pension plan*
• An employee share purchase plan
• A vacation offering
• Wellbeing support
• MomentMakers, our social, points-based recognition program
• Purpose Day; a paid day off dedicated for you to use to invest in your growth and development

*Subject to plan and program terms and conditions

What you need to know CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact [e-mail]. CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

Job Location Toronto-81 Bay, 29th Floor Employment Type Regular Weekly Hours 37.5 Skills Analytical Thinking, Anti-Money Laundering (AML), Client Service, Customer Database, Ensure Compliance, Risk Assessments, Team Coordination At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 48,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.