Analyst, Credit Risk Management

Fairstone; Montreal; On-site; CAD 60,000 - 80,000; Full time

Job summary

A leading financial services provider in Montreal is seeking an Analyst for Credit Risk Management. You will support the end-to-end credit cycle for lending portfolios, develop strategies, and improve performance monitoring through detailed analysis. Ideal candidates possess a degree related to mathematics or statistics and strong communication skills. Experience in credit risk is preferred. Join a recognized great place to work in an inclusive environment.

Benefits

Recognized as a top employer

Inclusive workplace

Career development opportunities

Qualifications

• Bachelor’s or Master’s degree in Mathematics, Statistics, Economics, or a related field.
• Experience in credit risk or financial services is an asset.
• Strong understanding of credit risk principles and risk assessment techniques.
• Excellent communication skills, with the ability to explain complex concepts clearly.
• Proficiency in SQL, SAS, R, or Python for data analysis.
• Familiarity with Microsoft 365 tools (Excel, PowerPoint, SharePoint, Teams).
• Experience with data visualization tools (Power BI, Tableau, AWS QuickSight) is an asset.
• Knowledge of cloud platforms (e.g., AWS, Azure) is a plus.

Responsibilities

• Contribute to the development of loan origination strategies that balance profitability and risk.
• Collaborate with Collections Analytics to improve delinquency rates and enhance recovery processes.
• Support regulatory reporting and ad hoc data requests.
• Monitor portfolio performance using statistical analysis and data visualization tools.
• Prepare performance reports for executive leadership and the Board of Directors.
• Provide analytical support for new product initiatives and cross-functional teams.
• Present insights clearly to both technical and non-technical stakeholders.
• Maintain up-to-date documentation of processes and procedures.
• Stay current on industry, regulatory, and macroeconomic trends, and recommend strategic responses.

Skills

Data analysis

Communication skills

Understanding of credit risk principles

Statistical analysis

SQL

SAS

R

Python

Education

Bachelor's or Master's degree in Mathematics, Statistics, Economics, or related field

Tools

Microsoft Excel

Microsoft PowerPoint

Microsoft SharePoint

Microsoft Teams

Power BI

Tableau

AWS QuickSight

Job description

Be part of our talented and growing team! We are currently looking for an Analyst, Credit Risk Management, to join our team reporting to the Manager, Credit Risk Management.

As an Analyst, Credit Risk Management you will support the end-to-end credit cycle for the Direct Lending portfolios, including origination strategies and policies; portfolio management and performance monitoring; loss mitigation toolkits, policies and execution; internal and external (1st and 3rd party) collection strategies; and, post charge-off recovery, settlement and asset sale strategies.

"Be a part of our inclusive workplace where diverse perspectives drive innovation and excellence."

WHY JOIN US?

BECAUSE WE ARE PROUD TO BE One of Montreal's Top Employers for 2025 for the fifth consecutive year by the editors of Canada's Top 100 Employers.

WHAT WILL YOU WORK ON?

• Contribute to the development of loan origination strategies that balance profitability and risk.

• Collaborate with Collections Analytics to improve delinquency rates, reduce costs, and enhance recovery processes.

• Support regulatory reporting and ad hoc data requests.

• Monitor portfolio performance using statistical analysis and data visualization tools.

• Prepare performance reports for executive leadership and the Board of Directors

• Provide analytical support for new product initiatives and cross-functional teams (Sales, Operations, Finance, Marketing).

• Present insights clearly to both technical and non-technical stakeholders.

• Maintain up-to-date documentation of processes and procedures.

• Stay current on industry, regulatory, and macroeconomic trends, and recommend strategic responses.

• Perform other risk analytics tasks as assigned.

WHO ARE WE LOOKING FOR

• Bachelor’s or Master’s degree in Mathematics, Statistics, Economics, Computer Science, or a related field.

• Experience in credit risk or financial services is an asset.

• Strong understanding of credit risk principles and risk assessment techniques.

• Excellent communication skills, with the ability to explain complex concepts clearly.

• Proficiency in SQL, SAS, R, or Python for data analysis.

• Familiarity with Microsoft 365 tools (Excel, PowerPoint, SharePoint, Teams).

• Experience with data visualization tools (Power BI, Tableau, AWS QuickSight) is an asset.

• Knowledge of cloud platforms (e.g., AWS, Azure) is a plus.

This position is now vacant.

WE ARE PROUD TO BE RECOGNIZED AS Great Place to Work ® Canada for 2025 and
Montreal's Top Employers 2025 by Canada’s Top 100 Employers!

Learn more: https://www.fairstone.ca/en/about/canadian-lender

Follow us on LinkedIn: https://www.linkedin.com/company/fairstone/mycompany/

If you have a preferred language for communication, please kindly inform us whether you prefer French or English on your application.

Fairstone is an equal opportunity employer. Accordingly, we will make reasonable accommodations to respond to the needs of people with disabilities. Individuals who view themselves as Aboriginals, members of visible minorities, and disabled are encouraged to apply in confidence.

Time Type: Full time Job Type: Temporary (Fixed Term)