Analyst, Corporate Finance

Bank of Montreal; Halifax; On-site; CAD 74,000 - 138,000; Full time

Job summary

A leading financial institution is seeking a Financial Analyst in Halifax. The candidate will conduct financial analyses, assess creditworthiness, and support loan recommendations. A Bachelor's degree and 3-4 years of relevant experience in a banking environment are required. This role offers a salary ranging from $53,200 to $98,300, along with comprehensive benefits.

Benefits

Health insurance

Tuition reimbursement

Retirement savings plans

Qualifications

• 3-4 years of relevant experience in credit or lending instruments or financial operations.
• Credit Qualifications if applicable.
• Technical proficiency gained through education/business experience.

Responsibilities

• Perform financial analysis to assess client creditworthiness.
• Utilize financial models to recommend loan structures.
• Support credit-granting decisions and monitor compliance.

Skills

Problem Solving

Collaboration

Detail-Oriented

Analytical Thinking

Loan Structuring

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Education

Bachelor's degree in Business Administration, Finance, Accounting or related

Tools

Cognos

Hyperion

Microsoft Access

Pivot tables

Microsoft Excel

Job description

Application Deadline

12 / 18 / 2025

Address

1675 Grafton Street

Job Family Group

Commercial Sales & Service

BMOs Corporate Finance Division (CFD) is part of the Canadian Commercial Bank and responsible for providing public and private corporate clients advice based financial solutions and best-in-class relationship management. The CFD team works holistically with companies to offer an integrated suite of financing structures treasury and payment products capital markets solutions and advisory services.

The analyst candidate will work on a deal team within CFDs Diversified Industries (DI) group. DI is comprised highly skilled and experienced professionals who work closely with clients across a range of industries in support of their corporate and strategic financial objectives. Key role responsibilities are focused on supporting the underwriting process; as such candidates are expected to demonstrate an understanding of financial analysis and an ability to clearly articulate complex situations.

Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients. Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.

Responsibilities

• Performs financial analysis and calculations assesses client creditworthiness prepares detailed credit summaries analyses financial performance and risk profiles of clients within the portfolio.
• Utilizes financial models and analytical tools to assess client repayment capacity and recommend appropriate loan structures and collateral.
• Supports credit-granting decisions by making recommendations to manager.
• Supports portfolio monitoring and compliance within the portfolio to identify deteriorating credit conditions and ensure compliance.
• Analyses metrics and assesses industry trends to spot risks and opportunities.
• Supports the negotiation of loan terms and conditions and the structuring of loans that align with client requirements and ensure compliance with the banks risk appetite and policies.
• Develops proposals to capture new business and expand client relationships.
• Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
• Structures and supports new renewal and extension loans aligned with client needs and bank & risk policies
• Conducts financial analysis and risk assessments of clients credit information for an assigned portfolio to provide insights and make informed decisions
• Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis taking corrective action when required.
• Minimizes BMOs risk exposure by adhering to credit policies regulatory standards and operational guidelines.
• Serves as a point of contact for service requests ensuring expectations are consistently met or exceeded. Escalates issues when needed.
• Supports and implements initiatives to enhance service quality acquire new business and expand client relationships.
• Identifies revenue and cross-selling opportunities to enhance portfolio growth.
• Identifies share of wallet opportunities.
• Leverages analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluates client returns on a proactive basis.
• Manages timely and accurate data entry into BMOs systems and leverages the data to support decision-making.
• Focus is primarily on business / group within BMO; may have broader enterprise-wide focus.
• Exercises judgment to identify diagnose and solve problems within given rules.
• Works independently on a range of complex tasks which may include unique situations.
• Broader work or accountabilities may be assigned as needed.

Qualifications

• Preferred 3 4 years of relevant experience in credit or lending instruments or financial operations in a corporate or banking environment.
• If a Credit Qualifiable job Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Bachelors degree required; Business Administration Finance and Accounting preferred. Any other related discipline or commensurate work experience considered.
• Technical proficiency gained through education and / or business experience.

Intermediate level of proficiency

• Problem Solving
• Collaboration
• Detail-Oriented
• Analytical Thinking
• Loan Structuring
• Regulatory Compliance
• Portfolio Management
• Credit Risk Assessment
• Banking Operations
• Microsoft Office

Advanced level of proficiency

• Data analysis tools
• Financial analysis

Salary

$53200.00 - $98300.00

Pay Type

Salaried

The above represents BMO Financial Groups pay range and type.

Salaries will vary based on factors such as location skills experience education and qualifications for the role and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles the salary listed above represents BMO Financial Groups expected target for the first year in this position.

BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives discretionary bonuses as well as other perks and rewards. BMO also offers health insurance tuition reimbursement accident and life insurance and retirement savings plans. To view more details of our benefits please visit : Us

At BMO we are driven by a shared Purpose : Boldly Grow the Good in business and life. It calls on us to create lasting positive change for our customers our communities and our people. By working together innovating and pushing boundaries we transform lives and businesses and power economic growth around the world.

As a member of the BMO team you are valued respected and heard and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones as you help our customers reach theirs. From in-depth training and coaching to manager support and network-building opportunities well help you gain valuable experience and broaden your skillset.

To find out more visit us at is committed to an inclusive equitable and accessible workplace. By learning from each others differences we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation please contact your recruiter.

Note to Recruiters

BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO directly or indirectly will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid written and fully executed agency agreement contract for service to submit resumes.

Required Experience

IC

Key Skills

Cognos,Forecasting,Hyperion,Microsoft Access,Pivot tables,Accounting,Analysis Skills,Microsoft Excel,Financial Analysis,Financial Modeling,Budgeting,Financial Planning

Employment Type

Full-Time

Experience

years

Vacancy

1

Monthly Salary

53200 - 98300