AML Investigator

RBC; Toronto; On-site; CAD 80,000 - 100,000; Full time

Job summary

A leading Canadian bank in Toronto is seeking an Investigator (Canadian Banking) to conduct AML investigations. The successful candidate will play a vital role in ensuring compliance with regulations and mitigating risks. Key skills include a solid AML background, strong analytical abilities, and effective communication skills. This full-time role offers a dynamic working environment and comprehensive rewards package.

Benefits

Comprehensive Total Rewards Program

Opportunities for coaching and development

Dynamic, collaborative work environment

Qualifications

• AML background in Canadian banking.
• Strong investigative and analytical skills.
• Exceptional verbal and written communication skills.

Responsibilities

• Plan, conduct and complete risk‑based investigations.
• Maintain accurate records of investigative actions.
• Prepare relevant reports as required.

Skills

Anti-Money Laundering (AML)

Communication

Data Gathering Analysis

Detail-Oriented

Financial Regulation

Fraud Risk Management

Group Problem Solving

Internal Controls

Operational Integrity

Process Management

Education

Undergraduate degree (Criminology/Criminal Justice Studies preferred)

Job description

Job Description

As an Investigator (Canadian Banking), you will work as an integral member of the AML Financial Intelligence Unit (FIU) Investigations team. You will plan, conduct and complete risk‑based investigations into matters referred to the Unit. Through the gathering, analysis and evaluation of relevant information, you will determine whether sufficient suspicion exists of money laundering, financing of terrorism or other criminal activities, to justify making a report to the Regulatory Authority. As Investigator, you play a key role in complying with legislative/regulatory requirements and mitigating risk to RBC, in line with established RBC policy.

Responsibilities

• Plan, conduct and complete risk‑based investigations into matters identified from media scans, transaction monitoring, as well as Unusual Transaction Reporting via internal partners.
• Maintain accurate records of all investigative actions and decisions taken.
• Ensure that all material and information obtained is treated in accordance with legal and regulatory requirements and RBC policy.
• Gather information/intelligence from all available sources to determine whether sufficient suspicion of money laundering, financing of terrorism or other criminal activities exists.
• Prepare relevant reports as required, including documentation in support of any action proposed based on the results of investigations.
• Promote and adhere to RBC’s policies and guidelines on Code of Conduct, Personal and Professional Development, Equal Opportunities, Health & Safety, Data Protection and Information Security.
• Work with the Global AML‑FIU Investigation Team and other FIU partners to ensure investigations are conducted within defined timelines and are escalated in accordance with policies.

Qualifications

Must‑have

• AML background in Canadian banking.
• Strong investigative and analytical skills coupled with the ability to think outside the box.
• Exceptional verbal and written communication skills. The ability to gather and present complex information in a simple and concise manner is essential for this role.
• Completion of an undergraduate degree (Criminology/Criminal Justice Studies preferred).

Nice‑to‑have

• Working background/experience with the major business segments of RBC.
• ACAMS Certification.

What’s in it for you?

• A comprehensive Total Rewards Program including bonuses and flexible benefits and competitive compensation.
• Leaders who support your development through coaching and managing opportunities.
• Work in a dynamic, collaborative, progressive, and high‑performing team.
• Opportunities to do challenging work.

Job Skills

Anti‑Money Laundering (AML), Communication, Data Gathering Analysis, Detail‑Oriented, Financial Regulation, Fraud Risk Management, Group Problem Solving, Internal Controls, Operational Integrity, Process Management

Additional Job Details

• Address: 20 KING ST W:TORONTO
• City: Toronto
• Country: Canada
• Work hours/week: 37.5
• Employment Type: Full time
• Platform: GROUP RISK MANAGEMENT
• Job Type: Regular
• Pay Type: Salaried
• Posted Date: 2025-11-05
• Application Deadline: 2025-11-15

Note

Applications will be accepted until 11:59 PM on the day prior to the application deadline date above.

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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