AI Engineer, Winter 2027 (Co-op/Internship) - 8 months

BMO U.S.; Toronto; On-site; CAD 56,000 - 120,000; Part time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plan

Job summary

BMO Financial Group is seeking a co-op/intern student in Toronto to drive the software development lifecycle across teams, translate requirements into features, and contribute to code, tests, and documentation.

You will work with Python, AI concepts, and modern software practices, gaining exposure to security, release management, and collaboration across disciplines within the Technology group.

Qualifications

• Foundational proficiency in creative thinking, relationship building, and emotional agility.
• Experience with Python development and AI concepts.
• Understanding of SDLC, testing, and security considerations.
• Strong communication and collaboration skills.

Responsibilities

• Drive the SDLC across teams to translate requirements into features.
• Translate user needs into technical specs and write code.
• Develop, test, and maintain software components and docs.
• Ensure security, logging, and performance standards are met.
• Support release management and version control processes.

Skills

Python

Generative AI

Prompt Engineering

GitHub

SQL

Data Analysis

SDLC

Troubleshooting

APIs

Cloud

Education

Pursuing Bachelor's degree in CS/Engineering

Tools

Azure OpenAI

AWS AI Services

Copilot Studio

MLOps

RAG solutions

GitHub Actions

Job description

Application Deadline:10/07/2026Address:33 Dundas Street WestJob Family Group:TechnologyAs a co-op/intern student at BMO, you will have the opportunity to be heard, keep growing and make a difference.You will be part of our campus program to gain the skills and knowledge needed to take on roles similar to the description listed below.Our student experience is designed to integrate you to the BMO team from day one by adding value in the work you do. You will have the opportunity to participate in programs such as the Women in Technology Mentorship Program, BMO Social Squad student-led activities, BMO Academy corporate learning platform, and access to various Employee Resource Groups to further develop your network within BMO.Interested in learning more about our campus program? Stay up-to-date with BMO Campus Recruitment by following us on Instagram @BMO_on_Campus and joining our LinkedIn group BMO Campus Recruiting & Early Talent.Note: Only students currently enrolled in an academic program and returning to their studies will be considered for Co-op/Internship opportunities. Student who recently graduated are invited to apply to our New Grad opportunities which are available at https://jobs.bmo.com/ca/en/new-gradTo apply for this opportunity, please submit your cover letter, resume and an unofficial copy of your academic transcript. By applying for this general posting, you will be considered for a number of different student opportunities across multiple locations. If you are selected to move forward, you will be provided additional information.Drives the overall software development lifecycle including working across functional teams to transform requirements into features, managing development teams and processes, and conducting software testing and maintenance. Specific project areas of focus includes translating user requirements into technical specifications, writing code and managing the preparation of design specifications. Supports system design, provides advice on security requirements and debugs business systems and service applications. Applies deep knowledge of algorithms, data structures and programming languages to develop high quality technology applications and services - including tools, standards, and relevant software platforms based on business requirements.Translates user needs into technical specifications by understanding, conceptualizing, and facilitating technical requirements from user (e.g., translate business problems into AI solutions).Analyzes, develops, tests, and implements new software programs, and documentation of entire software development life cycle execution.Performs preventative and corrective maintenance, troubleshooting and fault rectification of system and core software components.Ensures that code/configurations adhere to the security, logging, error handling, and performance standards and non-functional requirements.Evaluates new technologies for fit with the program/system/eco-system and the associated upstream and downstream impacts on process, data, and risk.Follows release management processes and standards, and applies version controls.Assists in interpreting and documentation of client requirements.Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.Exercises judgment to identify, diagnose, and solve problems within given rules.Works independently on a range of complex tasks, which may include unique situations.Broader work or accountabilities may be assigned as needed.Take measured risks while protecting the bank by applying our Risk Management Framework in the execution of your role, in line with our Risk Culture and within our approved Risk Appetite, making sound and risk informed decisions that align to business strategy, protect assets, and adhere to applicable policy documents (Frameworks, Policies, Standards, Procedures and Supporting documents), laws and regulations.Qualifications:Foundational level of proficiency:Creative thinking.Building and managing relationships.Emotional agility.Quality Assurance and Testing.Cloud computing.Microservices.Technology Business Requirements Definition, Analysis and Mapping.Adaptability.Learning Agility.Intermediate level of proficiency:Development (Python).Generative AI/LLM experience.Prompt Engineering.GitHub and source control.Data Analysis (SQL, Pandas, etc.)System Development Lifecycle.Troubleshooting.Programming.Applications Integration.System and Technology Integration.Strong verbal & written communication skills.Collaboration & team skills.Analytical and problem solving skills.Data driven decision making.As a full-time employee, we would require 3-5 years of experience, however as part of the BMO campus program, we are looking for motivated individuals with a strong desire to learn.Technical proficiency gained through education and/or business experience.Beneficial skills/technologies:RAG solutions.Agentic workflows.Azure OpenAI or AWS AI Services.MLOps concepts.Copilot Studio.AI evaluation frameworks.Interest in financial services.Salary :$55,500.00 - $120,000.00Pay Type:SalariedThe above represents BMO Financial Group’s pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-RewardsAbout UsAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.