Agri-Commercial Underwriter

Westminster Mutual Insurance Company; Belmont; On-site; CAD 60,000 - 80,000; Full time

Job summary

A community-focused insurance firm in Ontario is seeking an experienced Agri-Commercial Underwriter to evaluate and underwrite agricultural and commercial risks. The role combines technical risk assessment with relationship management in a hybrid work environment. Candidates should have at least 3 years of underwriting experience, knowledge of agricultural operations, and strong communication skills. Competitive benefits and work-life balance are offered.

Benefits

Comprehensive benefits

Competitive Defined Contribution Pension Plan

Opportunity for hybrid work schedule

Great work-life balance

Qualifications

• 3+ years of experience in underwriting an asset.
• Knowledge of agricultural operations, rural property, and commercial risk is an asset.
• Post-secondary education in Insurance, Agriculture, or Business (or equivalent experience).
• CIP Designation, or in progress, an asset.
• Strong decision-making, communication, and relationship-building skills.
• Proficiency in Microsoft Office and insurance systems (Cognition+ an asset).
• Analytical, detail-oriented, and solutions-focused mindset.

Responsibilities

• Underwriting new business, renewals, and endorsements on farm and/or commercial risks.
• Collaborating with brokers and agents to clarify risk and resolve concerns.
• Recommending premiums and coverage terms based on sound risk analysis.
• Processing policies using Cognition+ and ensure complete, accurate documentation.
• Supporting product development and broker training for new product offerings.
• Escalate complex or out-of-authority risks for review.

Job description

Career Opportunity – Agri-Commercial Underwriter

At Westminster Mutual, we take pride in our role to protect our neighbours, their families, their businesses and farms. We have a 167-year history of serving our client-owners that anchors our sense of purpose and shapes our values as an employer. Operating on a foundation of honesty, integrity, and community-based principles, we maintain the highest standards of personal service, never losing sight of the importance of the “Neighbour Helping Neighbour” approach. Minutes from London, Ontario, we offer a work environment that is balanced and family-friendly, no matter what your family looks like.

THE OPPORTUNITY

Westminster Mutual is looking for a detail-oriented Farm and/or Commercial Underwriter to join our team. You’ll evaluate and underwrite new and renewal business in the agricultural and/or commercial property sectors, helping ensure profitable growth while delivering exceptional service to our brokers, agents, and policyholders. This role combines technical risk assessment with relationship management in a collaborative, hybrid work environment.

WHAT YOU’LL BE DOING

• Underwriting new business, renewals, and endorsements on farm and/or commercial risks
• Collaborating with brokers and agents to clarify risk and resolve concerns
• Recommending premiums and coverage terms based on sound risk analysis
• Processing policies using Cognition+ and ensure complete, accurate documentation
• Supporting product development and broker training for new product offerings
• Escalate complex or out-of-authority risks for review

WHAT YOU’LL BRING

• 3+ years of experience in underwriting an asset
• Knowledge of agricultural operations, rural property, and commercial risk is an asset
• Post-secondary education in Insurance, Agriculture, or Business (or equivalent experience)
• CIP Designation, or in progress, an asset
• Strong decision-making, communication, and relationship-building skills
• Proficiency in Microsoft Office and insurance systems (Cognition+ an asset)
• Analytical, detail-oriented, and solutions-focused mindset

WHAT WE OFFER

• A friendly, community-oriented workplace
• Comprehensive benefits
• Opportunity for hybrid work schedule
• Competitive Defined Contribution Pension Plan
• Opportunity for variety and growth
• Great work-life balance

JOIN OUR TEAM!

Interested? Please submit your resume and cover letter detailing your unique qualifications, experience and energy to [e-mail]

We encourage applications from all qualified candidates and will accommodate applicants’ needs under the Ontario Human Rights Code throughout all stages of the recruitment and selection process. We encourage candidates to make their accommodation needs known so we can offer equitable opportunities.

For more information about Westminster Mutual Insurance Company, please visit our website www.wmic.ca or follow us on Facebook, Instagram, or LinkedIn.