Actuarial Associate (Pricing) - Job# 228

DGA Careers Inc.; Edmonton; On-site; CAD 90,000 - 130,000; Full time

Job summary

DGA Careers is seeking an actuarial professional for an Actuarial Associate - Personal Lines Pricing role in Canada. You will analyze pricing, develop models, and support rate filings to keep pricing competitive and profitable.

The position emphasizes collaboration with underwriting, product, and claims teams while applying data-driven actuarial methods to pricing decisions and market analysis.

Qualifications

• 5+ years actuarial experience within the property and casualty insurance industry.
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related discipline.
• Completed ACAS designation with active progress toward FCAS, or equivalent.
• Strong understanding of actuarial methods, loss modeling, credibility theory, and insurance fundamentals.
• Advanced proficiency in Excel.
• Proficiency in SQL, R, Python, SAS, or VBA.
• Experience working with large datasets, actuarial systems, and complex analytical environments.
• Strong analytical judgment, attention to detail, and structured problem-solving skills.
• Demonstrated ability to take ownership of deliverables and move projects through to completion.

Responsibilities

• Perform loss development, trend analysis, and rate level indication studies across personal lines products.
• Conduct pricing analysis across personal auto and property portfolios.
• Build and maintain actuarial models supporting rate filings and pricing decisions.
• Analyze the potential impact of rate changes on loss ratios, premium volume, persistency, and competitive positioning.
• Prepare and support rate and form filings in collaboration with internal stakeholders.
• Monitor loss ratio experience and emerging trends by segment, territory, and coverage.
• Conduct multivariate and predictive modeling analyses to refine risk segmentation and rating factors.
• Support the development and validation of GLMs and other statistical pricing models.
• Work with underwriting, product, claims, and other partners to incorporate operational context into recommendations.
• Assist with competitor benchmarking and market analysis.
• Document assumptions, methodologies, and results for internal and regulatory audiences.
• Present actuarial findings and recommendations to leadership and business stakeholders.
• Take ownership of assigned projects and deliverables from analysis through completion.

Skills

Actuarial experience

Analytical thinking

Communication

Pricing knowledge

Education

Bachelor's degree in Actuarial Science/Mathematics/Statistics

ACAS designation with FCAS progress

Tools

Excel

SQL

R

Python

SAS

VBA

Job description

Our client is seeking a motivated and analytically driven Actuarial Associate - Personal Lines Pricing to join its actuarial team. This is an opportunity to use data, actuarial analysis, and predictive modeling to help shape pricing strategies across personal insurance products.

Working closely with key business partners, you will play an important role in ensuring pricing remains competitive, profitable, and responsive to changing market conditions. The role offers meaningful exposure to rate development, regulatory filings, pricing models, and business decision-making within a property and casualty insurance environment.

In this role, you will:

• Perform loss development, trend analysis, and rate level indication studies across personal lines products.
• Conduct pricing analysis across personal auto and property portfolios.
• Build and maintain actuarial models supporting rate filings and pricing decisions.
• Analyze the potential impact of rate changes on loss ratios, premium volume, persistency, and competitive positioning.
• Prepare and support rate and form filings in collaboration with internal stakeholders.
• Monitor loss ratio experience and emerging trends by segment, territory, and coverage.
• Conduct multivariate and predictive modeling analyses to refine risk segmentation and rating factors.
• Support the development and validation of GLMs and other statistical pricing models.
• Work collaboratively with underwriting, product, claims, and other business partners to incorporate operational context into actuarial recommendations.
• Assist with competitor benchmarking and market analysis.
• Clearly document assumptions, methodologies, and results for internal and regulatory audiences.
• Present actuarial findings and recommendations to leadership and business stakeholders.
• Take ownership of assigned projects and deliverables from analysis through completion.

The Employer

Our client is an established property and casualty insurance organization with a strong focus on disciplined pricing, analytics, and profitable growth.

The environment provides actuarial professionals with the opportunity to work closely with business partners and apply analytical insights directly to pricing and product decisions.

This role is well suited to someone who enjoys combining technical actuarial work with practical business application and cross-functional collaboration.

About You

You are an analytically strong P&C actuarial professional who enjoys turning complex data into practical pricing recommendations. You bring a solid understanding of actuarial methods, insurance fundamentals, and statistical analysis, along with the ability to communicate your findings clearly to both technical and non-technical stakeholders.

You are comfortable taking ownership of projects, working with large datasets, balancing competing priorities, and applying structured problem-solving skills to complex pricing questions.

You also enjoy working collaboratively and understand that strong pricing decisions require both technical analysis and business context.

Necessary Qualifications Include

• 5+ years of actuarial experience within the property and casualty insurance industry.
• Bachelor's degree in Actuarial Science, Mathematics, Statistics, or a related discipline.
• Completed ACAS designation with active progress toward FCAS, or equivalent.
• Strong understanding of actuarial methods, loss modeling, credibility theory, and insurance fundamentals.
• Advanced proficiency in Excel.
• Proficiency in at least one analytical or programming language such as SQL, R, Python, SAS, or VBA.
• Experience working with large datasets, actuarial systems, and complex analytical environments.
• Strong analytical judgment, attention to detail, and structured problem-solving skills.
• Demonstrated ability to take ownership of deliverables and move projects through to completion.
• Ability to manage multiple priorities and deadlines in a dynamic environment.
• Strong communication and presentation skills, including the ability to explain complex actuarial concepts clearly to management and business partners.
• Experience with personal lines pricing, rate indications, regulatory filings, predictive modeling, or GLMs is highly relevant to the responsibilities of the role.

What's in It for You

• Opportunity to work directly on personal lines pricing strategy.
• Exposure to loss development, rate indications, predictive modeling, and regulatory filings.
• Opportunity to influence pricing decisions through data-driven recommendations.
• Cross-functional exposure to underwriting, product, claims, and leadership.
• Opportunity to take meaningful ownership of actuarial projects.
• Competitive total compensation and employee benefits.
• Support for ongoing professional development and actuarial education.
• Opportunities to continue building technical and business-facing actuarial expertise.

About Us

DGA Careers has been proudly serving the Canadian insurance industry for over 30 years, specializing in providing insurance recruiting services to major insurers, insurance brokerage firms, and independent adjusting firms. With offices in Toronto, Vancouver, Montreal, Edmonton, and Calgary, DGA Careers is well-positioned to conduct searches with a national scope. Our unrivalled professional network across Canada provides us with the ability to reach key influencers and passive candidates nationally.