Risk Analysis Credit Risk Senior Analyst

Citi; São Paulo; Presencial; BRL 120.000 - 160.000; Tempo integral

Resumo da oferta

A multinational banking corporation is seeking a Credit Analyst in São Paulo, Brazil, responsible for credit risk analysis and relationship management. The ideal candidate will have strong interpersonal and organizational skills, an understanding of financial concepts, and proficiency in Microsoft Office. This role requires a Bachelor's degree in a related field and fluency in English. Join our dynamic team and contribute to our commitment to excellence.

Qualificações

• Ability to build relationships.
• Managing time and priorities effectively under pressure.
• Communicate clearly and concisely to various audiences.
• Proficiency in Microsoft Office (Word, Excel, PowerPoint).
• Understanding of liquidity position and profitability metrics.
• Knowledge of Python Tool is a plus.

Responsabilidades

• Perform credit and financial strength assessments for clients.
• Complete write-ups and internal ratings based on independent assessments.
• Monitor the credit portfolio and follow industry trends.
• Collaborate with stakeholders on credit assessment standards.
• Understand internal credit policy and refer to resources as needed.
• Actively participate in meetings and contribute ideas.

Conhecimentos

Interpersonal skills

Organizational skills

Strong written and verbal communication skills

Microsoft Office skills

Knowledge of basic financial concepts

Knowledge of Python Tool

Formação académica

Bachelor’s degree in Business Administration, Engineering, Accounting, International Relations or equivalent

Descrição da oferta de emprego

The Global Network Business Unit (“GNB Unit”) is an integral part of the Institutional Credit Management Underwriting (“ICM UW”) organization and its mandate is to deliver best-in-class credit risk analysis ensuring the safety and soundness of Citi’s wholesale lending and local regulatory requests.

GNB’s credit analysts are responsible for a giant portfolio of Citi’s global multinationals and their subsidiaries, owning the credit risk analysis for those relationships, and being responsible for the continuous monitoring of that portfolio. That includes the production of Annual Reviews and the support to Ad‑Hoc Transactions and Portfolio & Industry Reviews.

Responsibilities

• Assess the credit and financial strength of Citi’s clients by performing fundamental credit analysis of those clients using both quantitative and qualitative factors.
• Complete credit analysis write‑up memos and internal ratings of Citi’s clients based on independent assessment and industry knowledge to provide appropriate extensions of credit remaining within Risk appetite.
• Continuous monitoring of the covered portfolio, including following industry trends, impacts to key relationships, and escalation of potential credit.
• Partnership with applicable stakeholders in ICM UW, Banking and Risk in the implementation of credit assessment and monitoring standards for applicable portfolios.
• Strong understanding of internal credit policy and procedures, proactively referring to resources as needed.
• Actively contribute to meetings, asking questions and challenging ideas.
• Display a deep commitment and positive attitude to Citi and colleagues and an eager to do more.

Qualifications

• Interpersonal skills, with the ability to build relationships.
• Organizational skills with ability and willingness to work under pressure and manages time and priorities effectively.
• Strong written and verbal communication skills, with the ability to communicate clearly and concisely to audiences of varying levels of seniority.
• Microsoft Office (Word, Excel, and PowerPoint) skills.
• Knowledge of basic financial concepts (e.g. liquidity position, profitability metrics, leverage profile) and macroeconomy.
• Knowledge of Python Tool is a plus.

Education

• Bachelor’s/University degree in Business Administration, Engineering, Accounting, International Relations or equivalent.
• English fluency is required.

Time Type: Full time

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

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