Portfolio Credit Risk Manager

ING; Brussel; Sur place; EUR 90 000 - 130 000; Plein temps

Résumé du poste

ING Belgium is seeking a Portfolio Manager Credit Risk to join a high‑exposure, well interconnected team and drive comprehensive Private Individuals portfolio analysis and credit insights.

You will steer lending exposures, monitor production quality, and deliver an integrated overview to support proactive risk management and strategic decisions. The role requires Master’s level economics or statistics, strong data skills with PowerBI/Python, and clear communication to senior management.

Qualifications

• Master's degree in economics, applied economics, statistics, or related field.
• Strong data analysis and presentation skills.
• Proficiency in PowerPoint and Excel; PowerBI and Python a strong plus.
• Excellent command of English, written and spoken.
• Independent yet collaborative in a dynamic team.
• Attention to detail and proactive problem solving.

Responsabilités

• Analyze and assess Credit Portfolios to steer lending exposures.
• Communicate analyses, conclusions, and recommendations to stakeholders.
• Manage data and analytical tools; contribute to automation and data visualization enhancements.

Connaissances

Data analysis

PowerPoint

Excel

PowerBI

Python

English language

Analytical thinking

Problem solving

Independent & collaborative work

Attention to detail

Resilience

Vortex data

Formation

Economics (Master)

Applied economics (Master)

Statistics (Master)

Outils

PowerBI

Python

Excel

PowerPoint

Description du poste

As a Portfolio Manager Credit Risk, you will be a key player in a high‑exposure and well interconnected team, central to ING Belgium’s credit risk management framework. You will be responsible for comprehensive Private Individuals portfolio analysis and credit insights, to fuel proactive credit management across the organisation, ensure that we remain in control of our credit risks and processes and contribute to strategic decision‑making.

You will join a team of motivated professionals with strong expertise in credit portfolios, economics, data analysis and reporting. The team offers a dynamic, collaborative, and impact‑driven environment.

Your Key Responsibilities

1. Analyse & Assess Credit Portfolios

• Build on portfolio performance and risks to steer lending exposures
  • Highlight economic and business developments leading to credit risk evolution, enabling proactive steering of lending exposures
  • Provide key insights stemming from early warning indicators and signals and guide discussions and alignment on product or sector vulnerabilities.
  • Develop clear risk appetite and regularly monitor actual developments against it, to timely inform senior management on significant trends.
  • Develop forward-looking perspectives to actively steer business developments within risk appetite
• Closely monitor production quality to inform credit acceptance models and policies
  • Highlight key developments on production quality for portfolio as well as recent vintages to influence credit acceptance models and policies development
  • Review production volumes, risk profiles, underwriting, and early performance data Timely flag shifts in origination quality that may negatively impact future risk exposure.
• Deliver an integrated credit risk overview
  • Combine performance data, macroeconomic trends, sector forecasts, process KPIs, and policy compliance for comprehensive credit oversight across customer and product categories

2. Communicate Insights & Recommendations

• Present analyses, conclusions, and recommendations clearly and effectively to stakeholders.
• Provide insights that support senior management and regulatory assurance.

3. Manage Data & Analytical Tools

• Gather, prepare, and manage relevant data to support portfolio insights and decision‑making.
• Define requirements and contribute to automation and enhancement of data visualisation and analysis tools.
• Lead or participate in project management activities, ensuring timely delivery of objectives.
• Work closely with risk departments, front‑office teams, and policy owners to support change initiatives, process optimisation, and data/reporting enhancements.

We Look For

Required qualifications and skills:

• Master’s degree in economics , applied economics , statistics , or a related field.
• Very strong data analysis skills with excellent analytical and presentation skills
• Proficiency in PowerPoint and Excel, experience with PowerBI and Python for data visualization is considered a strong plus.
• Excellent command of English, written and spoken.
• Strong analytical and problem‑solving skills with a proactive and hands‑on approach.
• Ability to work both independently and collaboratively in a dynamic team environment.
• High attention to detail and the drive to fully understand issues before concluding.
• Resilience, a positive and constructive attitude – ready to make it happen
• Experience with Vortex data is an asset.

We Offer You

• Challenging projects with a steep learning curve.
• A dynamic and informal environment where colleagues help you grow.
• An agile way of working that values fresh ideas and continuous improvement.
• Opportunities that support your personal and professional development.

ING is a global leader in digital banking, dedicated to empowering individuals and businesses while promoting sustainability and innovative financial solutions for a better future.

Banking Credit Intermediation Financial Services

Company size 10,001+ employees

Company type Public company

Total funding $3.9B Post IPO Debt

Momentum

Team growth

Momentum

Team growth

3% in 12 mo

33,879 employees on LinkedIn

Employee experience

What it’s like inside

4.0

6,675 reviews

83% would recommend

Culture & values

Culture & values 4.1

Work-life balance

Work-life balance 4.2

Career opportunities

Career opportunities 3.7

Compensation & benefits

Compensation & benefits 3.9

Capital

Funding history

Post IPO Debt - European Investment Bank$400M

Apr 2026

Post IPO Debt$3.5B

Apr 2025

Footprint

Where they work

Headquarters Amsterdam, North Holland

Apply For This Role

Company ING