Manager, CRM CoE CCPL

Standard Chartered; Manage; Sur place; EUR 60 000 - 100 000; Plein temps

Avantages offerts par ce poste

Competitive salary

Flexible working options

Proactive wellbeing support

Continuous learning culture

Résumé du poste

An international bank based in Belgium is seeking an analytical professional to conduct portfolio analytics and develop credit strategies. This role requires expertise in analytics, SAS, and SQL, alongside strong communication and project management skills. Candidates should ideally have a relevant advanced degree and 2-5 years of experience. The position offers flexible working options and a comprehensive benefits package, including wellness support and continuous learning opportunities.

Qualifications

• 2-5 years desired relevant work experience.
• Proficient in SAS and SQL for portfolio analytics.
• Strong communication and presentation skills.
• Proficient in Excel and PowerPoint.
• Experience with project management.
• Forecasting P&L and understanding data structure.
• Experience with Python, R, SAS Eminer, and Knowledge Studio.
• Knowledge of predictive modelling and machine learning.
• Understanding of retail banking products.

Responsabilités

• Conduct portfolio analytics and deep dives as required.
• Create insights for Retail Risk by studying portfolio trends.
• Timely identification of shifts in portfolio risk profile.
• Provide analytical support to various Risk Reviews.
• Participate in selective strategic initiatives.
• Ensure governance and data policies are followed.

Connaissances

Analytics experience

SAS

SQL

Communication skills

Office tools (Excel/ PowerPoint)

Project Management skills

P & L forecasting

Analytical tools (Python, R, SAS Eminer)

Predictive modelling

Machine Learning

Financial Services products

Predictive modelling

Machine Learning

Retail Banking

Formation

Advanced degree (preferably Masters) in a Quantitative Discipline

MBA

Outils

Excel

PowerPoint

SAS Eminer

Knowledge Studio

Description du poste

Job Summary

• Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Management and Collections.
• Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut‑off setting, stress testing, sensitivity analyses.
• Timely identification of shifts in portfolio risk profile and re‑aligning risk‑measurement tools for effectiveness and continuously enhance data‑driven credit decisions.
• Provide analytical support to various Risk Reviews, perform ad‑hoc analytical requests to support policy changes.
• Participate in selective strategic initiatives to build and enhance Group’s in‑house analytics capabilities.

Key Responsibilities

Strategy

• Conduct portfolio analytics and deep dives as required by country/regional/Group Retail Credit. Develop credit strategies across the customer lifecycle of Origination, Portfolio Management and Collections.

Business

• Create insights for Retail Risk by studying portfolio trends, performing necessary analytics such as segmentation, profiling, cut‑off setting, stress testing, sensitivity analyses.
• Participate in selective strategic initiatives to build and enhance Group’s in‑house analytics capabilities.
• Provide analytical support to various Risk Reviews, perform ad‑hoc analytical requests to support policy changes.

Processes

• Timely identification of shifts in portfolio risk profile and re‑aligning risk‑measurement tools for effectiveness and continuously enhance data‑driven credit decisions.

Risk Management

• Understanding of basic concepts of retail credit risk policies & frameworks. Quick learning of bank specific policies & guidelines around risk management.

Governance

• Awareness and understanding of the Bank specific policies around governance for data & related information & strict adherence to the same.

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group’s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Effectively and collaboratively identify, accelerate, mitigate and resolve risk, conduct and compliance matters.

Key stakeholders

• Head – CRM Analytics
• Head – CRM Secured, Unsecured
• Global Head – Credit Risk Management (Retail)
• Country Credit Head, Country CRM Head
• Regional Credit Officers/CROs

Skills and Experience

• Analytics experience
• SAS, SQL
• Communication skills
• Office tools (Excel/ PowerPoint)
• Project Management skills
• P & L forecasting & understanding data structure
• Analytical tools (Python, R, SAS Eminer, Knowledge Studio)
• Predictive modelling, Machine Learning
• Financial Services products, in particular Retail Banking

Qualifications

• Advanced degree (preferably Masters) in a Quantitative Discipline (e.g. Math, Stat, Eco, Engineering, Finance, MBA)
• 2-5 years desired relevant work experience

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time‑off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market‑leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first‑aiders and all sorts of self‑help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.