Principal Engineer

Bendigo And Adelaide Bank; Greater Bendigo; Hybrid; AUD 180,000 - 240,000; Full time

Job summary

Bendigo and Adelaide Bank Limited is seeking a Principal Engineer in the Wealth domain. This role provides architectural leadership across multiple squads, shaping long‑term technical vision for consumer wealth platforms while combining hands‑on engineering with strategic influence.

You will bridge business strategy and engineering, drive improvements for security, scalability, and reliability, and mentor engineers while advancing interfaces, testing, observability, and CI/CD practices.

Qualifications

• Proven ability in software architecture, integrated and distributed systems design, and large‑scale platform evolution.
• Demonstrated hands‑on engineering capabilities across COBOL, .NET, Java, and advanced SQL.
• Strong knowledge of consumer wealth operations, including leveraged equities/margin lending and fund management.
• Familiarity with market connectivity protocols, clearing and settlement operations (e.g., ASX CHESS).
• Deep expertise in resilience, observability, performance optimization, and security‑by‑design for financial transaction systems.
• Outstanding communication skills, with a demonstrated ability to translate technical complexities into clear business outcomes.

Responsibilities

• Lead the design and evolution of core systems for Leveraged Margin Lending and Sandhurst Trustees Fund Management.
• Shape technical direction by simplifying complexity through modularisation, decoupling, and defining strong interface contracts.
• Act as the primary technical translator, bridging the gap between complex wealth business concepts and robust engineering architectures.
• Promote and embed best practices in testing, observability, security, performance, and CI/CD.
• Uplift engineering quality by systematically reducing technical debt across core processes, APIs, and applications.
• Act as a senior mentor and technical coach to engineers at all levels, fostering a culture of technical excellence.

Skills

Software architecture

Distributed systems design

Mentoring

Technical leadership

Communication

Tools

COBOL

.NET

Java

SQL

Job description

“It begins at Bendigo Bank”

We’ve never been ‘just a bank’. Just like you should never be ‘just an employee’. We’re united in our belief that in banking, better can be bigger, and together we’re making it happen.

It starts here. With Bendigo Bank… and you.

About the opportunity

The Principal Engineer is our most senior engineering contributor within the Wealth domain. You will provide deep technical leadership across multiple squads to ensure our consumer wealth systems and services are secure, scalable, and sustainable. This role combines architectural thinking, hands‑on technical expertise, and strategic influence to shape the long‑term technical vision for our platforms.

Operating as a critical bridge between business stakeholders and engineering teams, you will translate wealth business strategy and regulatory mandates into robust technical solutions. This includes leading business‑critical enhancements, driving alignment with industry standards such as ASX CHESS upgrades, and navigating a diverse technology ecosystem spanning COBOL, .NET, Java, and SQL.

In this role you’ll get to…

• Lead the design and evolution of core systems for Leveraged Margin Lending and Sandhurst Trustees Fund Management.
• Shape technical direction by simplifying complexity through modularisation, decoupling, and defining strong interface contracts.
• Act as the primary technical translator, bridging the gap between complex wealth business concepts and robust engineering architectures.
• Promote and embed best practices in testing, observability, security, performance, and CI/CD.
• Uplift engineering quality by systematically reducing technical debt across core processes, APIs, and applications.
• Act as a senior mentor and technical coach to engineers at all levels, fostering a culture of technical excellence.

What you’ll bring to the role

To be successful in the role you will have:

• Proven ability in software architecture, integrated and distributed systems design, and large‑scale platform evolution.
• Demonstrated hands‑on engineering capabilities across COBOL, .NET, Java, and advanced SQL.
• Strong knowledge of consumer wealth operations, including leveraged equities/margin lending and fund management.
• Familiarity with market connectivity protocols, clearing and settlement operations (e.g., ASX CHESS).
• Deep expertise in resilience, observability, performance optimization, and security‑by‑design for financial transaction systems.
• Outstanding communication skills, with a demonstrated ability to translate technical complexities into clear business outcomes.

So, why work with us?

• Want big impact that matters? Here, you’ll know your work directly benefits the customers and communities we all serve.
• Want to be more than just a number? Join a team that truly values you – and that gets more and more diverse every day.
• Want career opportunity AND flexibility? Achieve both here, where we know that balance and progression go hand in hand.

You’ll also get access to a great range of benefits, including:

• Hybrid work? Flexible hours? A compressed work week? Our flexible work options are designed to suit your life. We offer flexible work options that put our people first, working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader, to find a rhythm that works best for you and your team. We believe that coming into the office some of the time is the best way to learn, stay connected and collaborate effectively, especially for key activities like team days, 1:1s, and town halls.
• Health and well‑being support, including discounted gym memberships, private health insurance options, and our Employee Assistance Program (EAP) for you and your immediate family members.
• Take your learning to the next level through opportunities like our corporate university ‘BEN U’ or at an external provider of your choice.

We’re making better, bigger. And we’ll get there with you

Could you be our newest team member? Now’s the time to set your sights even higher – on the future you and the future career you deserve.

We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness, injury, or disability to equitably participate in the selection process.

Still in two minds?

Research suggests 60% of women and underrepresented groups might stop here, even after getting as far as drafting an application. We believe that diversity makes every team stronger, so even if you don’t tick every box we still want to see your application!