Insurance Underwriter - Risk Specialist

Mercor; Sydney; Remote; AUD 129,000 - 184,000; Part time

Job summary

Mercor seeks an Insurance Underwriting Specialist for a remote contract role. You will design risk scenarios, draft underwriting decisions, and provide high-quality written analyses. Applicants should have 2+ years in underwriting, strong attention to detail, and credentials such as CPCU/CLU/AINS/ARM/AU/FALU.

This role supports multiple lines of business and requires rigorous judgment. The position offers 20–40 hours per week with immediate start; remote worldwide, with Mercor’s interview

Qualifications

• 2+ years of professional experience in insurance underwriting (any line).
• Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price.
• Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale.
• Demonstrate excellent written analysis, balanced judgment, and high attention to detail.
• Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice.
• CPCU, CLU, AINS, ARM, AU, FALU, or comparable industry credential.

Responsibilities

• Design realistic scenarios involving risk selection, exposure analysis, policy terms, exclusions, endorsements, pricing, and coverage determinations.
• Create work products such as underwriting decisions, risk assessments, rating rationales, coverage analyses, and referral write-ups.
• Write "golden" reference responses at experienced underwriting-professional quality.
• Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment.
• Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale.
• Provide written feedback the research team uses to improve model behavior.

Skills

Underwriting

Risk assessment

Written communication

Attention to detail

Decision documentation

Education

CPCU

CLU

AINS

ARM

AU

FALU

Job description

About the job

Mercor connects elite creative and technical talent with leading AI research labs. Headquartered in San Francisco, our investors include Benchmark, General Catalyst, Peter Thiel, Adam D'Angelo, Larry Summers, and Jack Dorsey.

Position: Insurance Underwriting Specialists
Type: Contract
Compensation: $80/hour
Location: Remote
Commitment: 20–40 hours/week

Role Responsibilities

• Design realistic scenarios involving risk selection, exposure analysis, policy terms, exclusions, endorsements, pricing, and coverage determinations.
• Create work products such as underwriting decisions, risk assessments, rating rationales, coverage analyses, and referral write-ups.
• Write "golden" reference responses at experienced underwriting-professional quality.
• Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment.
• Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale.
• Provide written feedback the research team uses to improve model behavior.

Qualifications

Must-Have

• 2+ years of professional experience in insurance underwriting (any line).
• Understand how policy provisions, exclusions, endorsements, and rating factors determine coverage and price.
• Can weigh risk, exposure, and financial evidence and articulate a defensible decision with a documented rationale.
• Demonstrate excellent written analysis, balanced judgment, and high attention to detail.
• Can distinguish underwriting decisions from sales/agent recommendations and from formal legal advice.

Preferred

• CPCU, CLU, AINS, ARM, AU, FALU, or comparable industry credential.
• Experience across multiple lines of business or specialty risks.
• Reinsurance, treaty, or facultative underwriting experience.
• Actuarial, pricing, or catastrophe-modeling exposure.
• Experience with regulatory filings, compliance, or audit review.

Start Date

• Immediately; applications reviewed on a rolling basis.

Resources & Support

• For details about the interview process and platform information, please check: https://talent.docs.mercor.com/welcome
• For any help or support, reach out to: [e-mail]