Insurance & Risk Account Manager

Capricorn; Adelaide; On-site; AUD 90,000 - 120,000; Full time

Benefits offered by this job

Fully maintained vehicle

Bonus opportunities

Wellbeing support

Job summary

Capricorn is seeking an Insurance & Risk Account Manager to manage and grow a portfolio of Members across the territory. You will retain existing business, identify new opportunities, and provide personalised insurance solutions by understanding each business's risks and needs.

In this hands-on, field-based role you’ll travel to meet Members, build genuine relationships, and deliver compliant, timely service while collaborating with internal teams to drive sustainable growth.

Qualifications

• Demonstrated insurance experience with business risk assessment.
• Strong field-based, client-facing experience in portfolio management.
• Ability to build trusted, long-term business relationships.

Responsibilities

• Manage and grow a portfolio of Members in the territory.
• Retain existing business and identify new opportunities.
• Meet Members face-to-face and provide advisory insurance solutions.
• Balance field activity with portfolio management, follow-up and compliance.
• Collaborate with internal stakeholders to deliver responsive service.

Skills

Insurance experience

Field-based

Relationship management

Account management

Negotiation skills

Education

RG146 Tier 1 Accreditation

Tools

CRM systems

Job description

A little about us

Capricorn is one of Australia and New Zealand’s largest and most dynamic Member-owned organisations. Since 1974, we’ve provided our Members with financial and business solutions to make running a business easier. Our flagship Trade Account offers instant credit with over 1600 Preferred Suppliers, simplified monthly expenses, and a generous rewards program.

We have a strong foundation in the automotive and machinery aftermarkets. Our vibrant community includes over 31,000 Members across Australia and New Zealand, from national franchises to your local family workshop. Last year, Capricorn facilitated nearly $4bn in sales with our Preferred Suppliers.

At Capricorn, we’re about more than just projects and services. We work hard to ensure that our Members, Suppliers and People feel like they’re part of something bigger: a Community which is connected and supported to make a difference, while having some fun along the way!

A little about the role

As Insurance & Risk Account Manager, you will manage and grow a portfolio of Members, retaining existing business and identifying new opportunities through proactive, personalised account management.

This is a hands-on, field-based role for someone who is comfortable meeting Members face-to-face, building genuine business relationships and becoming a trusted adviser. You will take the time to understand how each business operates, accurately assess its risks and challenges, and recommend insurance and protection solutions that meet its needs.

Working autonomously across your territory, you will balance time on the road with disciplined portfolio management, follow-up and compliance. You will also collaborate with internal stakeholders to deliver responsive service, support retention and achieve sustainable growth.

What you’ll bring

We’re looking for a reliable, commercially minded insurance professional who enjoys being in the field, understands business and builds credibility through practical, customer-focused advice.

What’s essential

• Demonstrated insurance experience, including the ability to understand business risks and recommend appropriate insurance or protection solutions.
• Strong field-based, client-facing experience managing a portfolio and developing trusted, long-term business relationships.
• A proven ability to ask the right questions, accurately assess business problems and translate those insights into practical solutions.
• Experience retaining existing business and identifying growth opportunities within an established customer base.
• Excellent communication, relationship management and negotiation skills, with confidence engaging business owners and decision‑makers.
• Strong attention to detail and a clear commitment to compliance, accurate record keeping and agreed operational requirements.
• The reliability, self‑motivation and organisation to manage a territory, travel regularly and deliver results with a high degree of autonomy.

Highly regarded

• Sales and relationship management experience in a business-to-business environment.
• Experience working with automotive, machinery or small‑to‑medium business customers.
• Confidence using customer relationship management and business systems.
• A track record of working collaboratively with internal teams to deliver strong customer outcomes.

Qualifications

RG146 Tier 1 Accreditation is essential. A current Australian driver’s licence and the ability to travel regularly, including occasional overnight stays, are also required.

A little on life at Capricorn

• Work flexibility - Enjoy the autonomy of a home and field-based role, supported with the tools needed to manage your territory.
• Development opportunities - Your success is ours too. We provide training and development opportunities to help you grow.
• Tools of the trade - A fully maintained vehicle and the tools of the trade are provided.
• Get social - Be part of a social company that celebrates success and stays connected throughout the year.
• Recognition and reward - Share in quarterly and annual bonus opportunities that recognise strong performance.
• Wellbeing support - Access wellness initiatives, including gym membership reimbursements and sponsored community events.
• Connect and celebrate - Participate in team celebrations, an annual sales conference and recognition opportunities for outstanding performers.