In-House Counsel

Fifo Capital Northern Beaches; New South Wales; Hybrid; AUD 140,000 - 210,000; Full time

Benefits offered by this job

Direct reporting line to Director

Breadth: transactional, enforcement, 


Hybrid North Shore office

Job summary

Fifo Capital Northern Beaches is seeking a Legal Counsel to own the in‑house function end to end, working directly with the Director on commercial finance matters. You’ll draft and review facility documents, manage security positions, run recovery and enforcement, and advise on financing, insolvency, and governance.

With 4–6 years’ post‑admission experience in banking and finance, restructuring or commercial litigation and a current NSW practising certificate, you’ll operate with independence in

Qualifications

• 4–6 years' post-admission experience in banking and finance, restructuring and insolvency, or commercial litigation.
• Practical PPSA capability — registered, verified, and enforced.
• Current NSW practising certificate.
• Commercial judgment to differentiate papering vs pricing risks.
• Comfort operating without a legal team around you.

Responsibilities

• Draft, review and improve facility documentation across invoice finance, supply chain finance and secured business loans.
• Manage the security position — GSAs, PPSR registrations and verification, guarantees, caveats, mortgages and priority arrangements.
• Run recovery and enforcement: demands, security enforcement, guarantor recovery, and instructing external counsel on litigated matters.
• Protect our position in insolvency — voluntary administrations, liquidations, proofs of debt, secured creditor strategy and DOCA analysis.
• Support our funding structure — warehouse and noteholder documentation, covenant and reporting obligations.
• Sit alongside credit on transaction structuring, so deals are papered right the first time.
• Keep compliance current across AML/CTF, privacy and contract governance.

Skills

Banking & Finance

PPSA expertise

NSW Practising Certificate

Commercial judgment

Independent practice

Job description

Company Description

Fifo Capital Northern Beaches is an SME cashflow finance company.

About the job

Legal Counsel — Commercial FinanceSydney (North Shore) · Hybrid · Full-timeWe're a non-bank lender providing invoice finance, supply chain finance and business loans to Australian SMEs. Small team, direct decision-making, real commercial exposure — the opposite of a large corporate legal function.This is our first dedicated in-house legal role. You'll own the legal function end to end and work directly with the Director.

What you'll do

• Draft, review and improve facility documentation across invoice finance, supply chain finance and secured business loans
• Manage the security position — GSAs, PPSR registrations and verification, guarantees, caveats, mortgages and priority arrangements
• Run recovery and enforcement: demands, security enforcement, guarantor recovery, and instructing external counsel on litigated matters
• Protect our position in insolvency — voluntary administrations, liquidations, proofs of debt, secured creditor strategy and DOCA analysis
• Support our funding structure — warehouse and noteholder documentation, covenant and reporting obligations
• Sit alongside credit on transaction structuring, so deals are papered right the first time
• Keep compliance current across AML/CTF, privacy and contract governance

What you'll bring

• 4–6 years' post-admission experience in banking and finance, restructuring and insolvency, or commercial litigation
• Practical PPSA capability — not theoretical. You've registered, verified, and enforced
• Current NSW practising certificate
• Commercial judgment. You can tell the difference between a risk worth papering and a risk worth pricing
• Comfort operating without a legal team around you

What's on offer

• Direct reporting line to the Director — your advice gets acted on the same week, not filtered through three layers
• Genuine breadth: transactional, enforcement, insolvency and funding work in one role
• Hybrid working from our North Shore office