Head Of Product

Reo Group; Sydney; Hybrid; AUD 250,000 - 360,000; Full time

Job summary

Reo Group is seeking an exceptional Head of Product to lead the Product, Pricing and Portfolio strategy across a high-growth division. You will oversee a broad remit including origination, pricing, and profitability, reporting to a Divisional CEO, with a mandate to discipline pricing and portfolio performance.

As a senior leader, you will drive pricing strategy, coordinate with Sales and Distribution, and guide a capable team through regulatory and market changes.

Qualifications

• Senior portfolio strategy experience with real P&L ownership.
• Lending product management experience within banking or non-bank lending.
• Working fluency with credit risk and portfolio metrics (NIM, ROIC, AUM, LLP).
• Understanding of funding cost and its impact on pricing; broker/ distribution exposure.
• Influence-led leadership with senior stakeholders.

Responsibilities

• Own product management end-to-end—origination volume, NIM, ROIC, AUM, pricing and profitability reporting.
• Lead new product development, roadmap ownership, business case and partnerships.
• Translate broker, aggregator and customer insight into pricing and policy recommendations.
• Ensure products and collateral remain compliant and integrate with partners.
• Coach and build the capability of a strong operational and technical team.

Skills

Portfolio leadership

P&L ownership

Pricing strategy

Stakeholder influence

Leadership

Job description

Job Description

Location: Sydney

Role Highlights: Career-defining opportunity to own the Head of Product function within one of Australia's leading non-bank lenders, at a pivotal moment of growth. Report directly to the a high profile Divisional CEO, with a clear mandate to bring pricing and portfolio discipline to a rapidly scaling loan book.

Role Overview

The business is in a period of accelerated growth, looking to appoint a new leader to oversee the Product, Pricing and Portfolio strategy across one of it’s highest performing divisions to support continued scale.

As a non-bank lender competing against shifting funding costs, RBA rate movements and regulatory change, this is a role for a high energy specialist who wants to manage credit performance whilst supporting a highly capable distribution team and network.

Responsibilities

• Own product management end-to-end - origination volume, NIM, ROIC, AUM, pricing and discount policy, budget and profitability reporting, and regulatory monitoring
• Lead new product development, including roadmap ownership, business case, market opportunity identification and technology/data partner relationships
• Translate broker, aggregator and customer insight into pricing and policy recommendations, developing relationships with Sales and Distribution
• Ensure products and collateral remain compliant, up to date and integrate well with partners
• Coach and build the capability of a strong operational and technical team

Candidate Profile

You will be a senior product and portfolio leader with genuine P&L ownership experience, backed by the EQ and influence to lead a function where influence and trust-building are critical.

You will bring:

• Senior portfolio strategy experience with real P&L ownership rather than operating as a silo
• Lending product management experience within banking or non-bank lending, with home lending essential and strong exposure to Product Development, Portfolio and Pricing
• Working fluency with credit risk and portfolio metrics, including origination volume, NIM, ROIC, AUM and Loan Loss Provisioning
• A genuine understanding of funding cost and how it flows into pricing, along with strong broker and distribution partner exposure
• Influence-led leadership; comfortable holding a disciplined, evidence-led position with senior stakeholders

Culture & Benefits

This is a rare opportunity to build a function in a high performing business, backed by full executive support and a clearly flagged pathway to future opportunities within the business.

• Join a business in a period of high growth, with a clear mandate and full backing to build pricing and portfolio sophistication
• A flagged succession pathway into future executive roles as the function and your impact grows
• Convenient location with minimal travel and hybrid working