Head of Everyday Banking

Community First Bank; Sydney; In loco; AUD 180.000 - 240.000; Tempo pieno

Descrizione del lavoro

Community First Bank in Sydney seeks Head of Everyday Banking to lead frontline service across branches, customer care and the contact centre. The role ensures members receive simple, trusted, and efficient service across everyday banking channels while driving sustainable growth, discipline and compliance.

You will partner with Product, Digital, Marketing, Risk, Compliance, Operations, Technology, People and Culture, and Finance to align member needs, service standards and transformation

Competenze

• Extensive senior leadership experience in retail banking or related operations.
• Proven ability to lead large frontline teams and deliver customer, commercial, risk and operational outcomes.
• Strong understanding of Australian banking obligations, risk controls, complaints handling and conduct expectations.
• Proven ability to lead change and embed consistent ways of working across multiple channels.
• Relevant tertiary qualification in business, finance, management or related discipline, or equivalent practical experience.

Mansioni

• Channel leadership: Lead the branch network, customer care and contact centre to deliver simple, consistent, member-centred everyday banking experiences.
• Member experience: Set and embed service standards, complaint resolution practices and quality assurance routines.
• Business performance: Deliver targets for deposits, transaction accounts, retention, referrals and cost efficiency.
• Operational excellence: Ensure day-to-day operations are well controlled, efficient and scalable with procedures and rostering.
• Risk and compliance: Maintain first-line risk management across customer interactions and privacy, AML/CTF and conduct requirements.
• People leadership: Build an engaged, capable team with coaching, succession planning and safety focus.
• Community and mutual purpose: Strengthen bank presence and demonstrate values and stewardship.
• Digital and channel adoption: Support digital adoption while preserving access to human support.
• Stakeholder management: Translate customer strategy into practical plans across functions.
• Change leadership: Lead change with clear communication and adoption measures.

Conoscenze

Senior leadership

Retail banking ops

Channel strategy

Risk & compliance

Change management

Formazione

Tertiary qualification in business/finance

Descrizione del lavoro

Position Scope

The Head of Everyday Banking is accountable for leading the bank’s frontline and service operations across the branch network, customer care and contact centre. Reporting to the Chief Customer Officer, the role ensures members receive consistent, trusted and efficient service across all everyday banking channels, while delivering sustainable growth, operational discipline, regulatory compliance and a strong people culture.

This role leads the delivery of everyday banking services including deposits, transaction accounts, cards, payments, digital adoption support, enquiries, complaints triage and service recovery. It is responsible for optimising channel performance, improving member experience, strengthening community presence and ensuring all teams operate within the bank’s risk appetite, policies and mutual purpose.

The position works closely with Product, Digital, Marketing, Risk, Compliance, Operations, Technology, People and Culture, and Finance to align member needs, business priorities, service standards and transformation initiatives across the bank.

Key Responsibilities

• Channel leadership: Lead the branch network, customer care and contact centre to deliver simple, consistent and member-centred everyday banking experiences.

• Member experience: Set and embed service standards, complaint resolution practices, quality assurance routines and service recovery disciplines that build member trust and advocacy.

• Business performance: Deliver agreed performance outcomes for deposits, transaction accounts, member retention, cross-referrals, channel productivity, service levels and cost efficiency.

• Operational excellence: Ensure day-to-day operations are well controlled, efficient and scalable, with clear procedures, workforce planning, rostering, reporting and continuous improvement practices.

• Risk and compliance: Maintain effective first-line risk management across customer interactions, including adherence to responsible banking obligations, privacy, financial crime, fraud, scams, AML/CTF, complaints and conduct requirements.

• People leadership: Build an engaged, capable and values-led team through coaching, succession planning, performance management, capability uplift and a strong focus on safety and wellbeing.

• Community and mutual purpose: Strengthen the bank’s presence in the communities it serves and ensure teams demonstrate the values, care and stewardship expected of a customer‑owned bank.

• Digital and channel adoption: Support members and teams through digital service adoption, channel migration and process simplification while preserving accessible service for members who need human support.

• Stakeholder management: Partner with executive and functional leaders to translate customer strategy into practical service, people, process and technology plans.

• Change leadership: Lead change across frontline teams with clear communication, effective implementation planning and strong adoption measures.

Key Accountability Measures

• Member experience outcomes, including service quality, complaints resolution, member satisfaction and advocacy measures.
• Achievement of agreed everyday banking growth, retention, referral and deposit performance targets.
• Branch, customer care and contact centre service levels, productivity, workforce utilisation and cost‑to‑serve performance.
• Effective management of first‑line risk, audit actions, incidents, controls, compliance obligations and operational loss events.
• Team engagement, capability, retention, leadership bench strength and safety outcomes.
• Successful implementation and adoption of channel, service, process and technology improvements.
• Demonstrated contribution to community presence, mutual purpose and organisational values.

Capability Requirements

• Strategic and commercial leadership with the ability to translate customer strategy into clear operational plans.
• Strong people leadership, coaching and communication skills across geographically dispersed and multi‑channel teams.
• Customer‑centred decision making with sound judgement, empathy and a strong focus on fairness and member outcomes.
• Operational discipline, problem solving and continuous improvement capability.
• Risk awareness and ability to balance growth, service, compliance and operational resilience.

Knowledge Areas

• Retail and everyday banking products, deposit accounts, payments, cards and digital banking channels.
• Branch operations, contact centre management, customer care, service quality, complaints handling and workforce planning.
• Australian banking regulatory environment, including first‑line risk management, conduct, privacy, fraud, scams, AML/CTF and operational risk controls.
• Mutual bank operating models, member‑owned banking principles, community banking and purpose‑led service delivery.
• Performance reporting, budgeting, productivity management and continuous improvement methods.

Qualifications and Experience

Essential

• Extensive senior leadership experience in retail banking, customer operations, branch banking, contact centre or member service environments and change management.
• Demonstrated experience leading large frontline teams and delivering customer, commercial, risk and operational outcomes.
• Strong understanding of Australian banking obligations, risk controls, complaints handling, financial crime awareness and conduct expectations.
• Proven ability to lead change, improve service performance and embed consistent ways of working across multiple channels.
• Relevant tertiary qualification in business, finance, management or a related discipline, or equivalent practical experience.

Desirable

Postgraduate qualification in business, leadership, finance or customer experience; experience in a mutual, customer‑owned or community banking environment; exposure to digital transformation, channel strategy, automation or customer experience design.