Head of Commercial Credit & Lending Strategy

ExecThread; Sydney; On-site; AUD 180,000 - 280,000; Full time

Job summary

ExecThread, a fintech lender in Australia, seeks a Head of Credit for Commercial Credit to lead end-to-end assessment and decisioning of complex property lending transactions. You will structure and approve high-value deals, assess borrower structures, security, and overall risk, while guiding policy and risk settings.

The role requires 7–10 years of commercial credit experience, hands-on leadership, and the ability to influence both strategy and operations in a fast-moving lending environment.

Qualifications

• Minimum 7–10 years' commercial credit experience.
• Strong background in commercial property lending.
• Proven delegated lending authority.
• Ability to lead and shape credit policy.
• Hands-on with strategic and operational focus.

Responsibilities

• End-to-end assessment and decisioning of complex commercial property lending transactions.
• Structure and approve higher-value deals; assess borrower structures and security.
• Lead credit policy input and risk settings; act as escalation point.

Skills

Commercial credit

Property lending

Leadership

Delegated authority

Job description

ExecThread, a fintech lender in Australia, seeks a Head of Credit for Commercial Credit to lead end-to-end assessment and decisioning of complex property lending transactions. You will structure and approve high-value deals, assess borrower structures, security, and overall risk, while guiding policy and risk settings.

The role requires 7–10 years of commercial credit experience, hands-on leadership, and the ability to influence both strategy and operations in a fast-moving lending environment.