Early Career Risk Engineering Analyst, Property & Casualty

AIG Australia Limited; Melbourne; Hybrid; AUD 60,000 - 70,000; Full time

Benefits offered by this job

Total Rewards Program

In-office four days a week

Job summary

AIG Australia Limited offers an Early Career Analyst Program designed to develop insurance risk engineering expertise. You will engage in on-site assessments, work with underwriters and clients, and participate in ongoing training and mentoring in a global context.

Ideal candidates have recently graduated and hold a degree in Engineering, Technology or Science, with strong communication and teamwork skills.

Qualifications

• Graduated within the last 2 years prior to 2027.
• Bachelor’s degree in Engineering, Technology or Science required.
• Strong academic achievement and interest in engineering risk assessment and client service.

Responsibilities

• Conduct site surveys of commercial, industrial and infrastructure facilities.
• Assess property, casualty and natural catastrophe exposures.
• Evaluate risk quality using established risk assessment methodologies.
• Review third-party engineering and risk reports for underwriting.
• Develop fire, flood and other loss estimates to support underwriting decisions.
• Communicate risk strengths, weaknesses and mitigation opportunities to underwriters.

Skills

Communication skills

Team collaboration

MS Office

Education

Bachelor’s degree in Engineering, Technology or Science

Tools

MS Office

Job description

Early Careers role will be an ideal opportunity to develop your experience and expertise in Insurance. AIG Australia is a leading provider of insurance products and services for commercial and personal insurance customers. It includes one of the world’s most far-reaching property casualty networks. AIG offers a broad range of products to customers through a diversified, multichannel distribution network. Operating for more than 50 years, AIG has established a reputation as a leading insurer and ally to our multinational, corporate and SME clients.

Early Career Analyst Program

At AIG, we are constantly working to ensure that all employees have the training and skills they need to have a rewarding and successful career. Designed with that commitment at its core, our globally centralised Early Career program provides a platform for participants to launch or accelerate their careers. Through a range of approaches including innovative experiential learning and technical training, performance assessments, formalised mentoring, and exposure to senior leaders, our Early Career program offers unparalleled development opportunities for our diverse early career talent. Whether you’re a recent university graduate or graduates with up to two years of work experience, the program is designed to evolve with the rapid pace of technological advancements and changing employee preferences to ensure that today’s participants become leaders capable of conquering tomorrow’s challenges. Over the two-year duration of the program, successful candidates will work in a dynamic environment combining formal and experience-based training alongside meaningful and rewarding work experience. Then, guided by experienced professionals, they will put the skills they learn into practice in a supportive corporate environment.

Applications close 20th December 2026. This position will commence in March 2027.

Make your mark in Risk Engineering

AIG Risk Engineering is a global team of over 160 professionals supporting underwriters, brokers and clients across Commercial Property, Energy, Casualty and Marine product lines. Operating in more than 200 countries, the team helps identify, quantify and manage risk to support informed business and underwriting decisions. This involves partnering directly with clients through on-site assessments, while collaborating with underwriters and brokers to provide risk insights, navigate complex exposures and support effective risk management strategies.

How you will create an impact

Join a dynamic career where no two days are the same, with opportunities for site visits, client engagement and travel across a range of industries. Working closely with underwriters and clients, you will develop expertise in natural catastrophe exposures, manufacturing processes and commercial risks, while helping assess exposures, identify vulnerabilities and support risk mitigation strategies. This role offers valuable industry exposure and the opportunity to build strong stakeholder relationships while developing the skills to help clients enhance their business resilience.

Key accountabilities will include but not be limited to:

• Conduct site surveys of commercial, industrial, and infrastructure facilities insured by AIG.
• Assess property risks including fire protection systems, electrical infrastructure, flammable liquids and gases, storage arrangements, production processes, and operational hazards.
• Evaluate casualty exposures arising from site operations, products, contractors, fleet activities, and public interactions.
• Assess natural catastrophe exposures including flood, bushfire, windstorm, earthquake, and hail.
• Identify vulnerabilities that could contribute to major property damage, business interruption, environmental, or liability losses.
• Apply AIG risk assessment methodologies to evaluate risk quality and recommend improvements.
• Review third-party engineering and risk reports to support underwriting assessments and account risk selection.
• Develop fire, flood, and other loss estimates to support underwriting decisions and portfolio management.
• Work closely with underwriters to communicate key risk strengths, weaknesses, exposures, and practical risk mitigation opportunities.
• Build technical expertise through training, mentoring, client engagement, and exposure to diverse industries, operations, and risk management practices.

What you’ll need to succeed:

• Candidates MUST have graduated within the last 2 years prior to 2027.
• Bachelor’s degree in Engineering, Technology or Science required.
• AIG seeks candidates who have demonstrated strong academic achievement and a genuine interest in engineering risk assessment and client service.
• Excellent computer skills including the Microsoft Office suite of applications.
• A curious nature with strong communication skills (verbal and written) and the ability to engage effectively with a range of stakeholders.
• Enthusiastic team player with the ability to collaborate across teams and contribute to positive business and client outcomes.
• Confident and capable of operating effectively under pressure while maintaining a high standard of professional service.
• Ability to build, develop and maintain positive relationships with internal stakeholders, broker partners and clients.
• High level of initiative and ability to prioritise tasks in an agile environment along with excellent time management and organisational ability.
• Strong analytical and problem-solving skills with the ability to assess risk, evaluate information and support sound decision-making.
• Physical ability to conduct multi-day surveys, which may include climbing ladders and extended periods on your feet.

At AIG, we value in-person collaboration as a vital part of our culture, which is why team members come together in the office four days per week. This approach helps us work together effectivity and create a supportive, connected environment for our team and clients alike.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to [e-mail].

Functional Area: UW - Underwriting

As a global risk leader with deep industry expertise and innovative solutions to smartly manage risk, AIG enables our clients’ growth in ways they never thought possible. We also do the same for our colleagues, because we know our people are our greatest strength – the source of every insight, every idea and every innovation. When we're working as one team to do what's right for our colleagues and our communities, we can achieve excellence together. We encourage colleagues to give back to the causes they care most about, supporting these efforts through our Volunteer Time Off and Matching Grants Programs.

Join our Talent Community. Additional information about AIG can be found at www.aig.com | YouTube | Instagram| LinkedIn.