Credit Analyst & Underwriter — Fast, Data-Driven Lending

MONEYME; Newcastle; On-site; AUD 70,000 - 100,000; Full time

Benefits offered by this job

Bonus leave

Volunteer leave

Parental leave

Awards trips

Wellbeing programs

Team events

Job summary

MONEYME is seeking a dedicated Credit Analyst to join our underwriting operations team in Hunter Street, Newcastle. You’ll assess credit applications for our Autopay car loan product and support day-to-day operations with a focus on accuracy and timely decisions.

You’ll work with a collaborative team, using data-driven insights to evaluate risk, while upholding compliance and delivering excellent customer experiences. This role offers growth opportunities within a fast-moving fintech environment.

Qualifications

• Outstanding communication skills – both written and verbal.
• Eye for detail and proficiency in analysing data to assess risk.
• Ability to work autonomously, own and complete projects, and multi-task.
• Positive, inclusive and collaborative approach to work.
• Passionate about providing outstanding customer service.
• Ability to go above and beyond to help MONEYME clients and customers.
• Confidence to challenge and drive continual improvement.
• Relationship builder with ability to initiate and drive conversations.
• Strong time management and organisational skills.

Responsibilities

• Manage day-to-day operations in customer support and underwriting.
• Review and assess a broad range of complex credit applications.
• Prepare, undertake and produce credit submissions.
• Gather information and data required to assess and decision credit submissions.
• Conduct asset valuations.
• Monitor and improve customer communications, messages and channels.
• Ensure MONEYME maintains compliance with legislation requirements.
• Support other operational teams in providing positive broker and customer experiences.

Job description

MONEYME is seeking a dedicated Credit Analyst to join our underwriting operations team in Hunter Street, Newcastle. You’ll assess credit applications for our Autopay car loan product and support day-to-day operations with a focus on accuracy and timely decisions.

You’ll work with a collaborative team, using data-driven insights to evaluate risk, while upholding compliance and delivering excellent customer experiences. This role offers growth opportunities within a fast-moving fintech environment.