Credit Analyst - Underwriter

MoneyMe Limited; Newcastle; On-site; AUD 65,000 - 85,000; Full time

Benefits offered by this job

Bonus leave

Community service leave

Parental leave (12 weeks)

Awards trips

Mental health initiatives

Team events

Free coffee

Job summary

MoneyMe Limited in Newcastle is seeking a Credit Analyst to join our underwriting operations team on site. You will assess credit applications for our Autopay car loan product and advance reliable decisions.

You will review complex applications, prepare submissions, gather data, conduct asset valuations, and help ensure compliance while delivering excellent broker and customer experiences.

Qualifications

• Outstanding written and verbal communication skills.
• Strong data analysis to inform risk decisions.
• Ability to work autonomously and manage projects.
• Collaborative mindset with inclusive approach.

Responsibilities

• Manage day-to-day operations in customer support and underwriting.
• Review and assess a broad range of complex credit applications.
• Prepare, undertake and produce credit submissions.
• Gather information and data required to assess and decision credit submissions.
• Conduct asset valuations.
• Monitor and improve customer communications across channels.
• Ensure compliance with legislation and internal policies.
• Support other operational teams to improve broker and customer experiences.

Skills

Communication

Data analysis

Autonomy

Risk assessment

Customer service

Collaboration

Job description

About MONEYME:

MONEYME is a founder-led, ASX-listed digital lender and Certified B Corp on a mission to reinvent credit for modern Australians. Through smart technology, fast decisions, and a seamless customer experience, we're changing how Australians borrow.

From personal loans, car loans, debt consolidation, to credit cards and free credit score tools, we build financial products people actually want.

We are proud to be a Certified Great Place to Work® for the fourth consecutive year. In 2024 and 2025, we made it into the top 30 best workplaces lists in Australia ranked 19th and 14th place respectively. in 2026 we achieved our highest results yet and were ranked 6th place in our category.

We move fast. We think big. And growth sits at the centre of everything we do.

What we are looking for:

We are looking for a Credit Analyst to be part of our underwriting operations team in our Hunter Street, Newcastle office. You'll be working as part of a team of Credit Analysts to assess credit applications for our Autopay car loan product.

Responsibilities for this position include:

• Manage the day-to-day business operations in customer support and underwriting
• Review and assess a broad range of complex credit applications
• Prepare, undertake and produce credit submissions
• Gather information and data required to assess and decision credit submissions
• Conduct asset valuations
• Monitoring and improving customer communication, messages and channels
• Ensure MoneyMe maintains compliance with all legislation requirements
• Support other operational teams in providing positive broker and customer experiences

To be successful in this role you must have the following:

• Outstanding communication skills - Both Written and Verbal
• Eye for detail and proficiency in analysing data to make informed decisions about risk
• Ability to work autonomously, own and complete projects as well as multi-task
• Have a positive, inclusive and collaborative approach to work
• Passionate about providing outstanding customer service
• Ability to go above and beyond to help MONEYME clients and customers
• Have the confidence to challenge and strive for continual improvement
• Relationship builder with the ability to initiate and drive conversations
• Strong time management and organisational skills

What's in it for you:

At MONEYME we believe in rewarding hard work. When the business is winning, so are you and we're always investing in our employees to explore new projects and develop people's careers. We have quarterly awards, events, bonuses and more.

Some of our perks and benefits we offer to our employees are:

• Up to 5 additional days of bonus leave per calendar year after 12 months of service for eligible employees
• 3 days paid community service and volunteering leave per year.
• 12 weeks of employer-paid parental leave and two weeks employer-paid leave for secondary carer
• Quarterly champion awards and reward trips
• Mental health and wellbeing initiatives, health checks, skin cancer checks, free vaccination, etc
• Team social events, massages in the office, free coffee and much more

MONEYME Limited is an equal opportunity employer and we value diversity, equity, and inclusion. We are committed to creating a diverse and inclusive workplace and encourage applicants from all backgrounds to apply. We believe that the unique contribution of our employees is a key driver of our success. We stand together – our diversity and inclusion give us an edge.