Business Banking Graduate Program (Feb 2028)

HTU; Australia; Hybrid; AUD 60,000 - 75,000; Full time

Job summary

NAB is offering a Business Banking Graduate program in Australia and New Zealand. You’ll join a collaborative, mentored team and learn on the job while supporting small and medium-sized businesses with tailored banking solutions. Locations include Melbourne, Sydney, Brisbane, Adelaide and Perth.

The 2028 NAB Graduate Program starts in February 2028. Eligibility requires Australian/New Zealand citizenship or permanent residency and a recent undergraduate or postgraduate degree (2025–2027 or to be

Qualifications

• Build and strengthen relationships with business customers.
• Analyse financial information, including credit analysis and financial modelling.
• Support the end-to-end lending process, from application to approval.
• Help bankers deliver tailored financial and banking solutions.
• Work across digital and face-to-face channels to support customer needs.

Responsibilities

• Build relationships with business customers.
• Analyse financial information and credit models.
• Support end-to-end lending process up to approval.
• Collaborate with bankers to deliver tailored financial solutions.
• Engage across digital and in-person channels to meet customer needs.

Skills

Relationship building

Financial analysis

Credit analysis

Lending process knowledge

Communication skills

Education

Bachelor's or Master's degree

Job description

We’re passionate about putting customers first. By staying focused on what matters most to them, we strengthen relationships and spark innovation as we strive to be the most customer centric company in Australia and New Zealand.

As a NAB Graduate in Business Banking, you’ll work in a collaborative and supportive team, contributing to meaningful work that makes a real impact. You’ll learn on the job, receive structured training and mentoring, and connect with leaders across NAB.

You’ll gain exposure to how we support small and medium-sized businesses with tailored banking solutions, helping them succeed now and into the future.

About Business Banking

We’re Australia’s leading business bank, supporting small and medium-sized enterprises with specialist advice, insights and tailored financial solutions. We pride ourselves on genuine partnerships with our customers and helping Australian businesses grow and thrive.

What you’ll be doing

No two days are the same, but you can expect to:

• Build and strengthen relationships with business customers
• Analysefinancial information, including credit analysis and financial modelling
• Support the end-to-end lending process, from application to approval
• Help bankers deliver tailored financial and banking solutions
• Work across digital and face-to-face channels to support customer needs
• Identifyopportunities to support business growth and new customer acquisition

Locations

Business Banking graduate roles are available in: Melbourne, Sydney, Brisbane, Adelaide and Perth.

Program Start Date

The 2028 NAB Graduate Program commences in February 2028.

A diverse and inclusive workplace works better for everyone

We know our people make us who we are. At NAB,we’ve built a culture of inclusion, equity and respect, where everyone feels valued for being their authentic self. We work closely with our Employee Resource Groups to ensure all colleagues’ backgrounds and identities are understood, respected and celebrated.

Eligibility

To be eligible to apply, you must:

• Be an Australian or New Zealand citizenship or be an Australian Permanent Resident at the time of applying.
• Have completed an undergraduate or postgraduate degree in the past three years (2025, 2026 or 2027) or be due to complete it by the commencement of the program.