Analyst, Commercial Banking - Adelaide, CBD

Commonwealth Bank; Adelaide; On-site; AUD 90,000 - 130,000; Full time

Benefits offered by this job

Flexible working options

Collaborative team culture

Job summary

Commonwealth Bank in Adelaide is seeking a Commercial Banking Analyst to support Relationship Managers by assessing risk, analysing complex lending proposals and structuring tailored financing solutions for mid-market clients.

You will build financial models, prepare credit submissions, monitor portfolio performance, and contribute to client outcomes with a collaborative team and clear career progression.

Qualifications

• Extensive credit analysis experience within commercial or business banking.
• Ability to interpret financial statements and assess cash flow drivers.
• Proven skill in preparing clear, high-quality credit submissions and recommendations.
• Strong written communication for credit papers and reports.
• Ability to thrive in a complex, deadline-driven environment and communicate confidently at all levels.

Responsibilities

• Undertake detailed financial modelling and credit analysis to assess lending proposals.
• Prepare high-quality credit submissions and recommendations for complex transactions.
• Collaborate with Relationship Managers and product specialists to deliver tailored solutions.
• Maintain accurate client and industry data to support strategic decision-making.
• Monitor portfolio performance and provide timely reporting and insights.

Skills

Credit analysis

Financial statement interpretation

Cash flow analysis

Credit papers writing

Communication skills

Education

Commerce/Finance/Accounting degree

Job description

• Exposure to complex and interesting commercial lending transactions across a broad range of industries.
• Opportunity to partner directly with Relationship Executives and have a genuine impact on client outcomes.
• Strong development platform with supportive leaders, a collaborative team, and clear career progression within Commercial Banking.

• Exposure to complex and interesting commercial lending transactions across a broad range of industries.
• Opportunity to partner directly with Relationship Executives and have a genuine impact on client outcomes.
• Strong development platform with supportive leaders, a collaborative team, and clear career progression within Commercial Banking.

See Yourself in Our Team

Our Commercial Banking team partners with medium-sized enterprises across Australia, delivering tailored financial solutions and innovative technology.

Do Work That Matters

Support Relationship Managers in delivering exceptional outcomes for clients across diverse industries and sectors. You’ll play a critical role in assessing risk and structuring deals that help businesses thrive.

What You Will Do

• Undertake detailed financial modelling and credit analysis to assess lending proposals
• Prepare high-quality credit submissions and recommendations for complex transactions
• Collaborate with Relationship Managers and product specialists to deliver tailored solutions
• Maintain accurate client and industry data to support strategic decision-making
• Monitor portfolio performance and provide timely reporting and insights

What We Are Looking For

• Strong experience in credit analysis within commercial or business banking
• Proven ability to interpret financial statements, assess cash flow drivers, and structure loans and security
• Exceptional written communication skills with a flair for preparing credit papers
• Ability to thrive in a complex, deadline-driven environment and communicate confidently at all levels
• Relevant tertiary qualifications in commerce, finance or accounting essential, with progress towards CA/CPA highly regarded

We offer flexible working options, and a collaborative team culture that supports your career development.

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