AI Underwriting Specialist — Risk, Policy & Pricing Expert

Obsidian; Sydney; Hybrid; AUD 70,000 - 110,000; Full time

Job summary

Mercor is partnering with a leading AI lab to recruit Insurance Underwriting Specialists who will design realistic underwriting and risk-selection scenarios, evaluate model outputs against industry standards, and help shape how AI reasons about risk assessment, policy provisions, pricing, and coverage decisions.

We welcome underwriters across all lines, including life, health, property, casualty, commercial, personal, specialty, marine, surety, and reinsurance.

Qualifications

• 2+ years of professional experience in insurance underwriting.
• Excellent written analysis, balanced judgment, and high attention to detail.
• Ability to articulate defensible underwriting decisions with a documented rationale.

Responsibilities

• Design realistic scenarios involving risk selection, exposure analysis, policy terms and conditions, exclusions, endorsements, pricing, and coverage determinations.
• Create work products such as underwriting decisions, risk assessments, rating and pricing rationales, coverage analyses, and referral write-ups.
• Write golden reference responses at experienced underwriting-professional quality.
• Grade AI-generated responses against structured rubrics for risk-selection accuracy, provision interpretation, pricing correctness, and sound judgment.
• Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in documented rationale.
• Provide written feedback the research team uses to improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Skills

Insurance underwriting experience

Written communication

Attention to detail

Decision making

Education

CPCU, CLU, AINS, ARM, AU, FALU or comparable credential

Job description

Mercor is partnering with a leading AI lab to recruit Insurance Underwriting Specialists who will design realistic underwriting and risk-selection scenarios, evaluate model outputs against industry standards, and help shape how AI reasons about risk assessment, policy provisions, pricing, and coverage decisions.

We welcome underwriters across all lines, including life, health, property, casualty, commercial, personal, specialty, marine, surety, and reinsurance.