VP of Program Lending — SME Credit & Growth Architect

RAKBANK; Dubai; On-site; AED 200,000 - 300,000; Full time

Job summary

A prominent financial institution in Dubai is seeking a Head of Program Lending to lead the design and execution of credit programs tailored for SME customers. The role involves collaborating across teams to build compliant and digitally enabled lending solutions while driving profitability and financial inclusion. Candidates should have deep expertise in SME lending, strong leadership skills, and a strategic mindset. This position offers competitive compensation and comprehensive benefits.

Benefits

Competitive compensation

Medical coverage

Comprehensive life insurance

Career advancement opportunities

Qualifications

• Deep expertise in SME lending and program-based finance.
• Ability to lead cross-functional teams and deliver product roadmaps.
• Strong commercial acumen with a proven track record in profitability.

Responsibilities

• Lead the design and execution of scalable credit programs for SMEs.
• Collaborate cross-functionally to build underwriting and eligibility models.
• Monitor KPIs including approval rates and delinquency ratios.

Skills

SME banking knowledge

Credit dynamics expertise

Lending product familiarity

Digital ecosystems knowledge

Credit program structuring

Influencing skills

Resilience

Commitment to improvement

Job description

A prominent financial institution in Dubai is seeking a Head of Program Lending to lead the design and execution of credit programs tailored for SME customers. The role involves collaborating across teams to build compliant and digitally enabled lending solutions while driving profitability and financial inclusion. Candidates should have deep expertise in SME lending, strong leadership skills, and a strategic mindset. This position offers competitive compensation and comprehensive benefits.