Transaction Monitoring Compliance Officer

Capitex; Sharjah; On-site; AED 120,000 - 150,000; Full time

Job summary

A financial services company in Sharjah is looking for a Transaction Monitoring Compliance Officer on a contractual basis. This role requires at least 3+ years of UAE-based experience in AML compliance and transaction monitoring. Responsibilities include monitoring transactions, conducting investigations, and filing reports with UAE authorities. Candidates should have strong analytical skills, attention to detail, and relevant educational qualifications. Experience with the goAML portal is preferred.

Qualifications

• Minimum 3+ years of relevant AML/Transaction Monitoring experience within the UAE.
• Proven experience in filing STRs/SARs through the goAML portal.
• Strong knowledge of UAE AML/CFT laws and compliance frameworks.
• Hands-on experience conducting AML investigations.

Responsibilities

• Monitor transactions for unusual activities in line with AML regulations.
• Conduct detailed AML investigations and analyze transactional patterns.
• Prepare and file Suspicious Transaction Reports (STRs) / Suspicious Activity Reports (SARs).
• Maintain accurate investigation records for audit readiness.

Skills

AML compliance experience

Transaction monitoring

Analytical skills

Report writing

Attention to detail

Education

Bachelor’s degree in Finance, Law, Business Administration, or related field

AML certifications (e.g., CAMS)

Tools

goAML portal

Job description

Job Title: Transaction Monitoring Compliance Officer

Location: Sharjah, United Arab Emirates
Job Type: Contractual Position

Job Summary

We are seeking a detail-oriented and experienced Transaction Monitoring Compliance Officer to join our team in Sharjah on a contractual basis. The ideal candidate will have a minimum of 3+ years of UAE-based experience in AML compliance and transaction monitoring, with proven expertise in conducting AML investigations and filing STRs/SARs in accordance with UAE regulatory requirements.

Key Responsibilities

• Monitor daily transactions to identify unusual or suspicious activities in line with AML/CFT regulations.
• Conduct detailed AML investigations and analyze transactional patterns, customer profiles, and risk indicators.
• Prepare and file Suspicious Transaction Reports (STRs) / Suspicious Activity Reports (SARs) with the UAE Financial Intelligence Unit (FIU) via the goAML system.
• Escalate high-risk cases and provide clear documentation of findings and recommendations.
• Ensure compliance with UAE Central Bank, ADGM/DFSA (if applicable), and other relevant regulatory frameworks.
• Maintain accurate investigation records and ensure audit readiness at all times.
• Assist in periodic reviews of AML policies, procedures, and transaction monitoring rules.
• Support internal and external audits related to AML and compliance matters.
• Stay updated with evolving UAE AML regulations and regulatory guidance.

Requirements

• Minimum 3+ years of relevant AML/Transaction Monitoring experience within the UAE (mandatory).
• Proven experience in filing STRs/SARs through the goAML portal.
• Strong knowledge of UAE AML/CFT laws, regulatory requirements, and compliance frameworks.
• Hands-on experience conducting AML investigations and case management.
• Strong analytical, documentation, and report-writing skills.
• Ability to work independently and meet strict regulatory deadlines.
• Bachelor’s degree in Finance, Law, Business Administration, or a related field.
• AML certifications (e.g., CAMS) are an advantage.

Key Competencies

• High attention to detail
• Strong analytical and risk assessment skills
• Confidentiality and integrity
• Excellent written and verbal communication skills